Date of birth wrong on credit report?

Dispute it as inaccurate.

Yeah right, do what Uncle has suggested. Credit report is an important document and your financial performance depends largely upon it. In future you may face problems in getting approvals for loans because of the wrong infornmation in the credit report.

what if there is no date of birth?

what if there is no date of birth?

Then you should consider submitting a copy of your birth certifiicate to all three credit bureaus asking them to update your information.

If your date of birth is incorrect on your credit report(or not there at all) it can make you more likely to have your identity stolen.

Definitely get in touch with the credit bureaus on this one, and make sure you check ALL THREE REPORTS to be sure the correct information is reflected.

You may have to actually call them to do it - I found I had TWO social security numbers on my credit report - one was mine and one was my ex-husband's, and we've been divorced for over 8 years! Not to mention there were about 15 different versions of my name on the report, due to misspellings and errors made by creditors reporting to the bureaus. There were also several different versions of my past addresses.

I tried to dispute these things online, but I kept receiving an error that said I had to contact them by phone. I did, and after spending about 7 minutes on hold, I spent the next 10 disputing the inaccurate information - all was removed within a month.

So my daughter applied for a credit card and put down her wrong DOB while she was under 18. Now its on her credit report as an incorrect DOB. Then I found out she had used but has paid it responsibly! Now she is 18, can she get into trouble by telling the credit card company and having the DOB changed on her credit report?

So, just checked my credit report and it has my birth date year as 1988 when I was born in 87... wth?

Keying or human error....it happens.

Date of Birth (DOB) is a very important information,so it needs to rectified ASAP.You should be prompt to contact the credit bureaus for that. A follow up is a must if things are not done on time!!!!!!

After all human beings are prone to mistakes.....