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If your creditor has filed a lawsuit against you, then you are required to respond. You should also attend the court hearing with all the relevant documents. If you ignore the summons, then you can get into deep trouble because the court may issue a default judgment against you. The court may even issue wage garnishment order.
If you don't want to get into the legal hassles, then you should contact your creditors and negotiate an alternative repayment plan with them. Once you start paying on a new agreement,your creditors will dismiss the case. However, you should ask your creditors to update your account status as "Paid in Full" or "Paid as Settled" on your credit report.
Sub: #1 posted on Wed, 06/07/2006 - 18:38
(Posts: 54 | Credits: )
Sub: #2 posted on Wed, 06/07/2006 - 19:25
(Posts: 3041 | Credits: )
You received a warrant in debt? If you read that it says it's not necessary to show up but a judgment can be placed on you. What that means is that it's official that they are owed the money, that's it.
Now they can take that judgement to garnish court but that's another hearing. they just don't automatically go ahead and pull your money out.
Most of the time they want to settle this before you get to court.
Did you try to get them to lower the amount due? Anyway, once they get your money they dismiss the charge and you don't have to go to court. Just make sure that if they accept a certain amount of money that is lower than what is owed that you get this in writing that what your paying is for full settlement of the account which is paid in full.
I know all this stuff cause i'm going through it right now. get back to me with the answers to these questions and i'll try to help.
**I am not a lawyer and this is only to be taken as advice.
Sub: #3 posted on Wed, 06/07/2006 - 19:26
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Sub: #4 posted on Wed, 06/07/2006 - 19:46
Sub: #5 posted on Wed, 06/07/2006 - 19:48
(Posts: 54 | Credits: )
Sub: #6 posted on Wed, 06/07/2006 - 20:00
(Posts: 3041 | Credits: )
Sub: #7 posted on Mon, 10/11/2010 - 09:30
Sub: #8 posted on Thu, 02/17/2011 - 16:49
lenen[/URL] was sued at one time and he was able to come to an agreement because he showed good will. He eventually was able to pay off everything.Sub: #9 posted on Sun, 01/15/2012 - 21:06
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