Has anyone dealt with these guys? They're always very rude, and have continually called me at work ove and over despite the fact that I have told them they are NOT to call me at work. We finally started telling them i wasn't there and they have stopped so far. The man i spoke with at ERC was always very rude to me and belittled me.
Just curious if they're doing this to others also.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.