AALLC
Date: Mon, 11/27/2006 - 10:54
I start recieving phone call from that company, claiming that I have a debt with them since 2006. The company they said i own money is Citibank. Firstable I pay that debt in 1995 when my son was born, and it was for $300.00.Then I request to them to send me the original account balance, they just send me a copy of my personal information which half of it is wrong, just my address and SS# is right. Tha aomunt is $1,124.75. Amount that was prevoius of $300.00 that I paid in 1995. Now I have been living in P.R. for almost 10 years and now out of the blue that account came up again. It was on my credit report as paid and they threat me that is going to be back on it, since I did not paid at all. i send them a letter asking for more information on it, but i will not pay something that I paid already. Please advise what else can I do to get them of my back.
Nancy
Nancy
Nancy, it is your federal right to get the complete details of t
Nancy, it is your federal right to get the complete details of the debt from the CA. They have sent wrong information and you don't agree to this. Send your dispute in writing so that they come to know your point.
Do you have the necessary proof to show the debt is already paid? Copy of the credit report is ok. Can you contact the credit company and ask for a "paid in full" letter? They may check the records and provide the letter. This will keep you safe when dealing with the CA.
