I called the Pallino Solutions office @ 302-378-0630 and a really nice, helpful, and considerate lady named Hillary Bell was able to help me find out all the info I needed to resolve the matter at hand. On the other hand, their third party collection company (Tate & Kirlin) was not very friendly,, just all business with an attitude. Call Hillary,, she will give you a reason to write a positive review yourself.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.