Information for all of you dealing with these low life criminals................
Check Administration Services, also known as Dept. of Check Administration.(to sound scary on the phone)
I got their address from the New York Secretary of State office. It is 167 Ashland Avenue, Buffalo, New York, 14222. This is a residential neighborhood. Not sure if they operate out of their basement, or if this is just a fake(front) address. GoogleMap it and you will see. The phone number they use is 1-888-412-1850. They have only been around since March. They are a standard debt collection agency, and CANNOT ARREST YOU!
Here is a list of some of their illegal tactics:
Call your family to imply that you are a criminal, and that you are going to go to jail if you don't pay up. Tell you that you are being charged with some sort of bad check crime. Impersonate a lawyer and threaten a lawsuit. Impersonate a government official and threaten that you are going to prison. Call you early in the morning against fdcpa rules. Harass you verbally on the phone. Trick your caller ID into saying the call is being received from a courthouse or sheriff office. Individual employees use fake names.
Threaten that charges are "being filed" when in truth they intend not to take the action they are threatening, whether they can or can't anyway. Call you even though they are aware you have filed for bankruptcy. Flat out lie about your case. If they have done anything like what i just listed, they are breaking laws and FDCPA rules.
Here is what you can do to report them or sue them.
(1st and foremost try to obtain any evidence you can. Phone messages, written statements from family they have called, letters they have sent you, even recorded phone conversations with them.)
The most important person to contact is Karen at the New York Attorney General's office. She is the SR. in charge of consumer fraud. Her phone number is (716) 853-8400. She is very knowledgeable and friendly, and already aware of this company.
Next you should file a complaint with the Federal Trade Commission. Their phone number is (877)382-4357. Reference this case number, 19331109.
Next if your caller ID is showing anything other than unknown, private, New York, or Check Administration Service, than you should contact the FCC about this. Contact them at their website fcc.gov and file a complaint.
And finally, here is the attorney you should contact about filing a lawsuit. She is aware of this company and the illegal tactics they use, and ideally is located in Buffalo along with this company. Her name is Andrea Schillaci, and her phone number is (716)849-8900. It should only cost you about $200 to get your lawsuit rolling. If you guys need any more info, just post your questions and I will reply. GOOD LUCK!
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