I have an account with Credit One Bank, I paid my account up todate today. I also received a call from one of the men in their collection center. I told him that I had paid and to stop calling me and hung up the phone. He called back 2 minutes later and asked why I hung up on him. I again told him that I paid and to stop calling and hung up. He called BACK! and said he would keep calling.....Well he did 20 times in 10 minutes, each time hanging up when I answered. I called C1bank and complained to 2 different supervisors and I also filled out an online copmlaint with the FTC. What else should I do?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.