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I have a $0.00 balanceon my credit report with IQ Data Int. I called and asked for somethng that said my account was a $0.00 balance and was told it must have been sent out and I should find it. When my credit is ran, it is still on there but with a $0.00 balance and I keep getting quesitons about it. What do I do?

Did you ever have an account with IQ Data Int? If you did, whether or not you defaulted on the account or stayed current through out, the tradeline would appear on your credit report. In case you never had an account with them, dispute the tradeline in writing with the credit bureaus.

Sub: #1 posted on Wed, 04/10/2013 - 20:26

Steve Barris Steve Barris

(Posts: 1045 | Credits: )

creditors can report for 7.5 yrs so as long as it is reporting a 0.00 balance i wouldn't worry too much about long as it's a legit debt it will fall off.if not then dispute as steve advised.

Sub: #2 posted on Thu, 04/11/2013 - 05:44

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

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