I just sent a message re: a summons i received yesterday at my home. I tried to work with them on this debt, but the problem is that i believe their total is way too high from what the original bill was (which i will be trying to find out today from GE moneybank) if i can find a # for them. I'm on disability and am deathly afraid of going to court. i have social anxiety very severe and want to settle b4 going to court? Also, there is no way i could even try to financially get a lawyer for this. Please help and thank you so much for your help!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.