Eskanos & Adler

Tell them that you want a validation of what you owe..you have that right as a consumer. Do you know if you owe $5000.00 or is it with interest & late fees added on?

Can you verify with Capital One if your file is still with them or they have sold the account to some collection agency? Try to get the name of the company so that you know that you are dealing with the right CA. Besides, get the debt validated by Eskanos & Adler. You must be sure of their collection being legit. They must send you all info of your debt in writing before you make a payment arrangement.

My debt was around $3,500 at the time of charge off. Capital One wouldnt talk to me. In the letter from Eskanos and Adler they said they are collecting for Capital One.

I have had such bad experiences with debt validation. In the past, whenever I ask for debt validation, I get sued. I dont want that to happen again. Does anyone know if these atty files lots of lawsuits. I know Debt validation is important though.

Thank you for all the replies.

I don't understand why some law firm will sue you when asking for the debt validation. This comes in your legal rights. If the company is unable to validate the debt and take you to the court, you should show your debt validation letters to the judge and explain the problems. You want to make sure of paying to the right company. The judge will straighten up the facts with the collectors.

Captial One no longer owns the account. They are just a collection agency under the cover of an attorney to make it look better. The can not benifit your credit record. It will for 7 years show at a charge off. They will promise you anything, but they buy these delinquent and charge offs on the penny on the dollar and more than likely Capital One will not see a dime. If you cannot deal with Captial One direct, Forget it.

I got a letter from Eskanos & Adler for a demand of payment and notice of intention to commence litagation. I called them to notify them that I am currently working with a debt resolution company and to provide that info. I was told that the resolution company would not help in this matter, that all they care about is keeping the money they don't have to pay and that my wages can still be garnished. Is this true?

owlwoman send a debt validation letter to this law firm immediately certified return receipt mail. On my signature at the bottom of my post is a good one to use as a example.It is the third link. If they file suit make sure you answer the summons to avoid a default judgement.

Something interesting....I just looked up the two bar #'s associated with my letters in my court system and neither one of those numbers is listed as having participated in a court case here since the 90's. They are both still active, licensed and bonded with the state though. Does anyone think this is weird? Or do they just send other lawyers that aren't listed to court for them?

My experience with this firm is that they will take your collection account to court and will garnish your wages. However, they will NOT submit to the credit agencies that the judgement was satisfied once they have collected all their money through the garnishment. They will also send you another notice that you owe more money AFTER all this has happened. If they take you to court, be prepared and GO. This firm is ridiculous, they won't work out payment arrangements with you unless you can pay off your debt within 6 months. I hate them.

This is the same CA I'm dealing with. I've sent them certified, return receipt letters disputing my debt (also to the National Arbitration Forum) and then sent a DV on the 10th. But by the responses I've read here, they will take me to court anyway. They sent me a letter 4 weeks ago offering to settle but is "settle" to them, paying the full amount right then? I'd HAVE to work out payments. Seems like they'd accept payments rather than nothing. Are we doomed with these people?

How long did all of these transactions go on with Eskanos & Adler before you went to court or did you go? I assume you tried to settle? Did you send a DV? I've written numerous letters & maied them certified, return receipt but have yet to hear from them. Is the next step a summons to court? How long did they give you to settle?

Can you elaborate a bit more on your dealings with eskanos & Adler? Did you or are you paying them a settlement for 6 months? I read somewhere that they usually want ALL the money up front. Are they "reasonable" to deal with (or is that possible??). I want to know what I'm up against. Thanks!

[font=Arial][/font][color=Black][/color][size=3][/size]

They have sued me as of yesterday. they will not take payments. what are my chances of having the judge require them to accept payments? we have a sick child w/many medical bills.

Capital One has a manditory arbitration agrement in their credit card terms. I have no idea whether this applies, but don't they have to do to arbitration instead of sue?

All of you folks need to educate yourselves. Look up fdcpa and these are the guidelines all collection companies must follow. Read it. If you pay get a letter stating so and send it to the credit beauras. Its not the debt companies resp. and they will not tell you. PEACE.

Read before you sign. If you agree to an ARB then thats what it will be if you default. But there are some states where they ccannot ARB. Do you live in one of these states? Educate yourselves or pay your bills. They walk the fine line and will use the law to their advantage. PEACE

They contacted me sometime last year regarding a charge off account I owed to Capital One. I made arrangements for monthly payment to be automatically debited from my checking account on a specified date. Each month that date would come and go and I'd have to call them and ask when they were going to debit the money I owed. If the guy I was dealing with was on vacation than my payment wasn't processed until he got back...how professional. Finally after they screwed my payments up and kept taking money on different dates, I called again to check on my payment status and was informed that my account was already sent out for wage garnishment and there was nothing I could do. I reiterated to them that they had screwed up my payments and were never consistent on due dates but they weren't willing to work with me at all. This happened back in January and I just received the garnishment notice from my employer TODAY. I filed paperwork this afternoon with the sheriff to have a lesser amount garnished than 25% of my net pay as that 25% taken each paycheck would bankrupt me as a single mother and Eskanos has 10 days to respond and either accept or decline my offer. They have been HORRIBLE to deal with and after reading some of these other stories I can see that this will be an ongoing problem. It's a total nightmare!

Eskanos and Adler basically tricked me into entering a judgement against myself. I had been trying to work out payment arrangements with them for three months (and making regular payments) when they served me and I was to appear in court. I called to see why this was happening since I was making my payments on time as agreed. They told me that they would send me some paperwork and if I signed it they would not take me to court. Unfortunately, what I signed was a judgement against myself. Now they have cleaned out my checking and savings accounts ($400 total) and tried to garnish my wages. Now that the judgement has been issued, how can I make sure that if I pay it will resolve the situation?

ESKANOS AND ADLER SHEILA HUDSON HARASS ME ALL THE TIME AND THEY CALL ME AT HOME ND AT MY CELL PHONE THEY CAN GO TO HELL.BUT PEOPLE HAVE WHAT THEY DESEREVED IN LIFE

It is imperative that you review the terms and conditions of the credit card agreement. If you don't have a copy of the agreement, ask them for a copy. If they don't provide you with a copy and then sue you (in Capital One's name), timely answer the complaint (e.g. 30 days in California courts). Under no circumstances should you ignore the summons and complaint. Following that, prepare and serve upon Capitol One (by mail to Eskanos & Adler) a "Request for Production of Documents", specifying you want a copy of the agreement and all of its terms and conditions (i.e. not just the face sheet where your signature usually appears). Review those terms and conditions for an arbitration clause. I wager there is a 99% chance that the agreement will include a mandatory arbitration provision, in which case they have improperly sued you in the wrong venue, which is grounds for dismissal of the lawsuit.

I am an attorney who represented a friend who was sued by Eskanos & Adler. When I served them with a request for production of documents seeking a copy of the agreement, they sent me only the front page of the agreement. That was an obvious tip off that they did not want to reveal to me an arbitration clause that likely appeared elsewhere in the agreement. The reason they sue, rather than arbitrate is, I suspect, they are counting on the defendant not having an attorney and not answering the complaint, in which case they will seek a default judgment against the defendant and then garnish his/her wages or lien other assets owned by the defendant (e.g. real property).

Another dirty trick that occurred in my friend's case is--he was not properly served with the summons and complaint. The process server claimed to have served him by "substitute service", which involves leaving the summons and complaint with an adult at the defendant's residence and then mailing a second copy of those documents to the defendant. In my friend's case, the process server claimed to have left the summons and complaint with an adult at my friend's residence. My friend, however, lives alone! The process server had the nerve to make up a name and description of a person that supposedly was present at the residence, who allegedly accepted the documents. The process server flat out lied. (I intend to file a complaint against the process server with the County Clerk. I suspect nothing will be done about it but, as an officer of the court, I feel I have a responsibility to inform the Clerk.)

The end result in my friend's case was--Eskanos & Adler did not appear at the mandatory settlement conference (which occurs shortly before trial). My friend and I did appear. The day following the settlement conference, Eskanos & Adler dismissed the lawsuit--without telling me. I then sought my travel expenses for attending the settlment conference and they ended up paying me. Hope this experience helps the many folks who are down on their luck and are the targets of such tactics.

Good luck!

Eskanos Adler like Wolpoff Abbramson and Mann Bracken are now owned by Axiant. Axiant is owned by Connell Loftus a cousin of George Bush.

Call and demand to speak to Loftus or Chris Bracken and tell them their illegal acts will be used in a bar complaint.

I am in PA and they referred me to a guy in VA called Scott Kramer. He settled a $7500 Capital One card for $675!

The whole thing with these guys is on mannbrackenwatch.blogspot.com and also collectionagencyhallofshame.blospot.com both worth reading.

i was served with papers about a month ago and i want to call the firm to notify that i am in a debt consolidation program but i dont know if it is to late and have no idea what they plan on doing at this point.

I was a victim of Eskanos and Adler. I got one of those letters. I had just purchased my first home and was newly remarried when I got the document. They had me pay them a substancial downpayment somewhere around $2500.00, and then $175.00 monthly until the debt was paid in full. God help me I was late they would call me at work. I was scared to death that they could put a lein on our house that we had worked so hard for or take me to court.
The debt had climbed from a $500. card to over $7000.00 in fees and legal fees (so they said)
I took a day off from work in the midst of a BLIZZARD,and traveled to a seedy part of San Bernardino to meet with the "mediator", that made the payment arrangements.
When my last payment was made, I never heard another word from them, which I thought was odd as well.
I feel embarassed to admit this, but I would feel worse if someone else fell victim to these crooks.
I would however like to know more about sueing them, they almost cost me my house, and my marriage. If anyone knows how I would go about it, I would love to know.
PS, would have never happened upon this page unless my friend had it happen to them with Jason Evans Law ASSOC. BEWARE

I have been dealing with these asses for over a year. They have threatened to take me to court. I have been paying them every month, there accounting people screwed up and posted a payment to the wrong month which made there records show that I skipped a payment. Since then they have filed a civil lawsuit, I have been to court twice so far and they haven't shown either time, I know have one more court date in a week and i am pretty sure they won't show. If I have any recommendation it would be to get everything in writing. If you agree to pay an amount monthly before you make a payment tell them you want that agreement in writing and you want two copies one for you to sign and keep and one you can send back to them. After some research through a lawyer friend they do this all the time, they try and get more than what you really owe. I wish anyone the best of luck.

I just paid off a debt, it started with Esknos and Adler, then Mann Braken and ended up with Fulton Friedman and Glaucie. I was taken to court after court papers were delivered to my job. I found out that it was a judgement that I signed. I then had my wages granished, at first they took 25% of my wages, I went to court and was told that I could pay $75.00 per month through the Alameda County Sheriffs dept.

I later found out that a lot of these Collection Agency's are looking up old accounts and demanding money, way more money then you owe. I payed $2,300. for a $300. credit debt.

The best way to beat the Collection Agency's is to obtain an attorney, because if you don't know the law you will be f_ _ _ _ _.

need help eskanos & alders granished my wages I had to pay 25% out of each check I have been trying to get a hold of them and cxant find them any where i if any one has a number pls post it so I can get the number..