Help
Date: Mon, 05/21/2012 - 12:13
HSBC sent my account into collections in 2010 (Corporate Receivables). That same year I sent payment in full to Corporate Receivables. Now, 2 years later it is still on my credit report and I need a debt validation letter from them and I've found 11 different phone numbers for Corporate Receivables and ALL of them are disconnected. I'm sick over this. I paid in full and they didn't do their part to remove it from my credit report and now I cannot even find valid phone number for them.
HELP!!!!
HELP!!!!
Is the account status showing up as due or unpaid on your credit
Is the account status showing up as due or unpaid on your credit report or is it showing up as 'paid as settled' or 'paid in full'.
Whatever the status of the account, it will stay on your credit report for 7 years.
Submitted by NathanielCopeland on Tue, 05/22/2012 - 02:18
( Posts: 272 | Credits: )
Paying off a collection account does NOT remove it from your cre
Paying off a collection account does NOT remove it from your credit report. The balance should be zero'd out.
Hi, If you've been due on any account, it'll stay it your credi
Hi,
If you've been due on any account, it'll stay it your credit report for 7 years. To minimize the effect, what you can do is add some positive information in your credit report, which in turn, will help you raise your score to some extent.