Has anybody gotten an update address or website/ email I sent my letter to them but was returned. BBB also forwarded my complaint and same thing returned undeliverable.
I tried
e-mailing them a couple times and told them I saw that their company was
a scam (c'mon, 3 different names?) and the guy who e-mailed me back was
such a d-bag and nasty as heck. Also, my loan was for $150 and nowit
has been a year and still, $45 is withdrawn every 2 weeks like
clockwork. I cant close my account because of another payday loan that
I never applied for that screwed up my other checking and was illegally
takin money. and now, I think JHS sold my social to some scam comapny
who has been calling my job saying they were gonna arrest me (which was
supposed to happen yesterday) I got a bunch of red tape right now and
had to go thru a bunch pf complaint filing. I am about to get this
compnay too.
Was the law company Marvel Associates. This company keeps calling my job
stating that legal action has been filed and I should be receiving a
supeona soon. I dont jnow these people
Sub: #11 posted on Fri, 01/22/2010 - 14:23
Unregistered
James:
I came across your post. I am grateful to have read it and for this
forum. I formatted a letter to both JHS & Sandpoint very similar to
yours only applicable to Washington State. I then faxed both of them to
each 'location.' I have not had any further deductions from my account
from either of them. To further cover myself (for the time being as I
am in process of closing the account), I faxed a separate letter to my
financial institution quoting, as well as supplying a copy, the FDIC
regulation you quote regarding Preauthorized Transfers (I looked it up).
I also wanted the bank to know that I knew they could stop an eft when
the consumer so requests it. I did this primarily because I wanted the
deductions stopped and I wanted them to know that I knew it could be
done as sometime ago, they told me they couldn't - this was regarding a
different issue. Anyway, to date, I have received two very, very nasty
and threatening phone calls; one to my cell and one to my home number.
I've received no other calls that I'm aware of and both of these were
recorded messages - I don't answer when I don't know who it is.
However, yesterday, I received this email:
From: [EMAIL="matt@oms90.com"]matt@oms90.com[/EMAIL]
Subject: Account(s) Sent to Collection
Date: 03/15/2010 11:51 AM
TO:
Applicant#
Dear
Your account with JHS Marketing was sent to National Credit Adjustors,
866-660-1626.
Thank you,
iCollect
At this point, I'm feeling it better to ignore the email. A response
may only fuel their fire. At least I'm thinking that. Anyone have a
suggestion?
Sub: #12 posted on Tue, 03/16/2010 - 15:24
Unregistered
[QUOTE=Anonymous;457611]i am
also looking for the number to jhs marketing. personal info removed for your safety -
Jason[/QUOTE]
don't know what their hours are since I called at 2:05 p.s.t. and got
after hours message. 866-584-3418
Sub: #13 posted on Mon, 06/07/2010 - 14:38
Unregistered
though annual climate
business
Sub: #14 posted on Sat, 06/19/2010 - 16:20
Unregistered
First, with your bank account,
do an ACH/Debit Block to those transactions. It'll cost you whatever a
bounced check fee is, but most banks will do so for you easily. All you
need to say is that you are NOT authorizing these funds from being
removed anymore and wish them blocked. Now my bank allows this to remain
for 6 months before renewal. So you'll need to find out your bank's
duration. But bounce out what you don't wish to have taken out. If you
no longer authorize it, it's illegal for them to take it. PERIOD. Now
that's not to say that they won't do something else, like put it under a
different name and number. The word here is dilligence. Keep a close eye
on your account to be sure they don't do anything else and act on
anything right away while it's pending that day in your account.
Second, NOONE can be arrested for a debt. In the USA, noone has ever
been arrested for a debt short of child support and taxes. Check your
state's laws regarding debts and their right to collect. For example, in
my state, if the business does not do business in my state or has any
holdings here, they have no legal recourse to sue or otherwise prosecute
me in any way. All they can do is harrass me on my phone. Which by the
way, they are not permitted by FDCPA to call places inconvenient to
you... IE your work place. So when anyone you do not give permission to
calls your work, you can tell them do NOT ever call there again and they
MUST adhere to it. You may tell them to only call a phone you designate
or not to contact you at all. Now this does not negate the debt, but may
give you some peace at work and not get you in trouble with work.
I'd also suggest getting ahold of a debt lawyer that deals with
collection agencies. Perhaps get their advice on your situation as well.
Best of luck and hope this gives you some valuable info.
Take care!
_____________________________________________
Quote:
Originally
Posted by Anonymous
I tried e-mailing them a couple times and told
them I saw that their company was a scam (c'mon, 3 different names?)
and the guy who e-mailed me back was such a d-bag and nasty as heck.
Also, my loan was for $150 and nowit has been a year and still, $45 is
withdrawn every 2 weeks like clockwork. I cant close my account because
of another payday loan that I never applied for that screwed up my other
checking and was illegally takin money. and now, I think JHS sold my
social to some scam comapny who has been calling my job saying they were
gonna arrest me (which was supposed to happen yesterday) I got a bunch
of red tape right now and had to go thru a bunch pf complaint filing. I
am about to get this compnay
too.
Sub: #15 posted on Thu, 09/23/2010 - 14:10
Unregistered
i just realized this jsh
loan people deposited $300 in my bank, i didn't sign authorization for
this
Have the bank reject the money
and have them close down the compromised account and open a new one not
linked to the old one in any way.. file a complaint with the state AG
office.
You can also start your own tread to keep this from being lost..
Was the law company Marvel Associates. This company keeps calling my job stating that legal action has been filed and I should be receiving a supeona soon. I dont jnow these people
Sub: #11 posted on Fri, 01/22/2010 - 14:23
I came across your post. I am grateful to have read it and for this forum. I formatted a letter to both JHS & Sandpoint very similar to yours only applicable to Washington State. I then faxed both of them to each 'location.' I have not had any further deductions from my account from either of them. To further cover myself (for the time being as I am in process of closing the account), I faxed a separate letter to my financial institution quoting, as well as supplying a copy, the FDIC regulation you quote regarding Preauthorized Transfers (I looked it up). I also wanted the bank to know that I knew they could stop an eft when the consumer so requests it. I did this primarily because I wanted the deductions stopped and I wanted them to know that I knew it could be done as sometime ago, they told me they couldn't - this was regarding a different issue. Anyway, to date, I have received two very, very nasty and threatening phone calls; one to my cell and one to my home number. I've received no other calls that I'm aware of and both of these were recorded messages - I don't answer when I don't know who it is. However, yesterday, I received this email:
From: [EMAIL="matt@oms90.com"]matt@oms90.com[/EMAIL]
Subject: Account(s) Sent to Collection
Date: 03/15/2010 11:51 AM
TO:
Applicant#
Dear
Your account with JHS Marketing was sent to National Credit Adjustors, 866-660-1626.
Thank you,
iCollect
At this point, I'm feeling it better to ignore the email. A response may only fuel their fire. At least I'm thinking that. Anyone have a suggestion?
Sub: #12 posted on Tue, 03/16/2010 - 15:24
don't know what their hours are since I called at 2:05 p.s.t. and got after hours message. 866-584-3418
Sub: #13 posted on Mon, 06/07/2010 - 14:38
Sub: #14 posted on Sat, 06/19/2010 - 16:20
Second, NOONE can be arrested for a debt. In the USA, noone has ever been arrested for a debt short of child support and taxes. Check your state's laws regarding debts and their right to collect. For example, in my state, if the business does not do business in my state or has any holdings here, they have no legal recourse to sue or otherwise prosecute me in any way. All they can do is harrass me on my phone. Which by the way, they are not permitted by FDCPA to call places inconvenient to you... IE your work place. So when anyone you do not give permission to calls your work, you can tell them do NOT ever call there again and they MUST adhere to it. You may tell them to only call a phone you designate or not to contact you at all. Now this does not negate the debt, but may give you some peace at work and not get you in trouble with work.
I'd also suggest getting ahold of a debt lawyer that deals with collection agencies. Perhaps get their advice on your situation as well. Best of luck and hope this gives you some valuable info.
Take care!
_____________________________________________
Quote:
Sub: #15 posted on Thu, 09/23/2010 - 14:10
i just realized this jsh loan people deposited $300 in my bank, i didn't sign authorization for this
Sub: #16 posted on Sat, 01/19/2013 - 10:17
Sub: #17 posted on Fri, 01/23/2015 - 10:40
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You can also start your own tread to keep this from being lost..
Sub: #18 posted on Fri, 01/23/2015 - 14:32
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Sub: #19 posted on Thu, 01/28/2016 - 02:39
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