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Harvest Credit Management

Submitted by on Sat, 01/05/2008 - 18:44
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Just got a notice from them and mailed the DV letter CMRRR. While I'm waiting for an answer from them, does anyone have any good/bad info about them?


my daughter got a bill from this company that is not hers. She requested proof that she opened a credit card, charged on it and did not pay it. Nothing. A couple of months later she gets a summons to go to court. Still can not get proof of who opened this credit card. She pulled her credit report and is has an address listed in another city. She has never lived in this other city. She really can not afford to pay the bill, or retain a lawyer to fight this. Need to know if you have had the same problem. I may have to get a lawyer to go after this company. If I do it, they will pay for pain, suffering, my time and my lawyer. Anything you can provide to help go after them would be appreciated. I have a feeling they are billing people, taking them to court for bogus charges.


Submitted by on Mon, 08/18/2008 - 11:23

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my daughter got a bill from this company that is not hers. She requested proof that she opened a credit card, charged on it and did not pay it. Nothing. A couple of months later she gets a summons to go to court. Still can not get proof of who opened this credit card. She pulled her credit report and is has an address listed in another city. She has never lived in this other city. She really can not afford to pay the bill, or retain a lawyer to fight this. Need to know if you have had the same problem. I may have to get a lawyer to go after this company. If I do it, they will pay for pain, suffering, my time and my lawyer. Anything you can provide to help go after them would be appreciated. I have a feeling they are billing people, taking them to court for bogus charges.


Submitted by on Mon, 08/18/2008 - 11:23

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i got this letter too. that i owed at least 1,110.00. i called and they told me the orig. acct. number and that it was a line of credit. i have not had a credit card in the past 10yrs. they really had no answer for me either. Also does anyone know about Linebarger Goggan Blair and Sampson, LLP?


Submitted by on Mon, 01/19/2009 - 09:54

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Definitely an illegal operation. Looking for other victims so maybe we can get a class action together. There is one pending in Illinois. Go to HarvestCredit.colorado-online.biz I will be posting cases and info - there is an email there if you need to contact me.


Submitted by on Thu, 02/26/2009 - 07:46

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I am in the same situation and have never had any business dealings with them. I looked up their license number and there is none. If you have any information on their license #, please reply. I did find one but it expired. Thanks.


Submitted by on Wed, 04/01/2009 - 03:40

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Lots of shady things with this collector and its attorney's. They for some reason brought in these other set of attorney's, I am assuming to help intimidate for other states? Anyhow, I last heard that Linebarger Goggan Blair and Sampson, LLP were pretty much put out of business. They are no longer listed with Harvest or Machol Johannes as far as I can see.
I would be more than happy to join a class action suit against this CA and its attorneys.


Submitted by on Tue, 06/23/2009 - 22:32

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I am having my paycheck garnished for over $6000.00 and wasn't notified once that I owed anything. I know I dont owe anyone 6 grand. I just noticed this on my paycheck last week. Only number I can find to contact this company is over seas.


Submitted by on Wed, 07/22/2009 - 10:54

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For the record, this firm is legit, per the FDCPA and the CFDCPA, an attorney's office working on behalf of a creditor is not required to be licensed as a collection agency. Furthermore, if wages are being garnished, this means there is a judgment in place against you and were notified with a summons and complaint prior to judgment being entered. A class action suit??? hahaha- not likely. The accounts are not fabricated by any means by the firm but rather purchased from original creditor. All action taken against any individual is first filed with the court in there respective county. Nothing shady about it.


Submitted by on Wed, 09/09/2009 - 07:17

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let me refute your post.

1)if an attorney is collecting in any way.they are bound by the FDCPA.
2)places like yours get default judgements because you either don't serve properly or not at all.
3)class action is very possible because of everything posted before your shill spew.


so there you have it.you are a shill,and your company is a scam.buh-bye now.


Submitted by paulmergel on Wed, 09/09/2009 - 07:38

paulmergel

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Paul- you, sir, haven't a clue what you are talking about. This doesn't surprise me as your post looks like it was written by an uneducated child. Everything at this firm is done by the book. The only "shill spew" is coming from people who ignored the Summons that was served upon them for a bill that they didn't pay. If they would have contacted the firm, they would have had a chance to avoid the garnishment and establish a repayment plan.

If the company was a scam, it wouldn't be in business- and a prosperous business it is.


Submitted by on Sun, 11/01/2009 - 17:34

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Quote:

Originally Posted by Anonymous
Paul- you, sir, haven't a clue what you are talking about. This doesn't surprise me as your post looks like it was written by an uneducated child. Everything at this firm is done by the book. The only "shill spew" is coming from people who ignored the Summons that was served upon them for a bill that they didn't pay. If they would have contacted the firm, they would have had a chance to avoid the garnishment and establish a repayment plan.
If the company was a scam, it wouldn't be in business- and a prosperous business it is.


I have to disagree, there are far too many companies in business and VERY prosperous (to my dismay) that do not follow the FDCPA, and are labeled as "scams". In fact, there are many many articles on this subject alone written and investigated by reputable media based companies.


Submitted by Shazzers on Sun, 11/01/2009 - 18:40

Shazzers

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oh boy more shill spew.let me expand on shazzers point.capone,gotti,hess,sixpert.all supposedly legit.let's not forget zwicker who is under investigation by NY AG cuomo for manipulating the process server so they could get default judgements.all real prosperous.until the authorities caught up with them.btw i love how you start your fiction with name calling.this is a scam,and hopefully someone you wronged will sue,and turn it into a class action.until then unless i state something factually incorrect.don't waste this forum's time.


Submitted by paulmergel on Mon, 11/02/2009 - 05:24

paulmergel

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i am also having my wages garnish by harvest credit management i never open an account with them in the city they claim i did hell they can't even show me proof you know why they can't SHOW ME PROOF CAUSE THEY DON'T HAVE ANY


Submitted by on Thu, 01/14/2010 - 19:38

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This firm Harvest Credit Management, AKA Machol and Johannes are total bottom feeders! I plan on suing this firm for what they claim I owe them. They garnish people's wages while they live in their houses in Cherry Creek. How can they live with themselves. No values, morals, ethics.


Submitted by on Fri, 02/12/2010 - 10:43

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I had a legal judgement filed against me in the state of Georgia by Harvest Credit on behalf of an old Chase MasterCard i was disputing. I had the account closed when I suffered a financial collapse that including losing a home, but they continued to charge me interest and penalties ever though i wrote them and asked them to close the account because of the situation. The original card was owed $1700 but when it was sold to the collection agency they wanted $3500. i told them it would be a cold day in hell before i paid $3500 to settle a $1700 debt and negotiated a settlement payment of $2000. I wasn't in a position to lump sum pay that, and they wouldn't let me make partial payments unless it was against the orginal $3500 total. So they filed against me in Georgia. Now, IN GEORGIA THEY DO NOT HAVE TO SERVE YOU DIRECTLY. IF THEY TAPE IT TO THE DOOR OR YOUR OFFICIAL RESIDENCE, YOU HAVE BEEN LEGALLY SERVED IN THIS STATE! I reccomend you find out what the requirements of being served in your state are. Like argued above, some states like mine are ridiculously slack. (In GA if the the sheriff claims you were served, you were legally served) What's funny is the joke will be on them, as they filed for the $2k instead of the $3500 so legally its all I need to send them to clear this up, and now they have to take payments on the $2k.
I don't know how much this helps everyone, but they are a legitmate company even if there business practices, and research is severly lacking. Good luck to everyone dealing with them.


Submitted by on Mon, 02/22/2010 - 09:56

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Quote:

Originally Posted by Anonymous
For the record, this firm is legit, per the FDCPA and the CFDCPA, an attorney's office working on behalf of a creditor is not required to be licensed as a collection agency. Furthermore, if wages are being garnished, this means there is a judgment in place against you and were notified with a summons and complaint prior to judgment being entered. A class action suit??? hahaha- not likely. The accounts are not fabricated by any means by the firm but rather purchased from original creditor. All action taken against any individual is first filed with the court in there respective county. Nothing shady about it.




A lot of debt collection agencies are owned by church of scientology, they are crooked as hell, fake lawyers, fake, fake.....SCAMS.....You are probably one yourself !!!!!.
I tell you, we are coming to shut your ass down.. F.B.I. is busting hundreds everyday......


Submitted by on Wed, 05/05/2010 - 08:48

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Quote:

Originally Posted by Anonymous
Paul- you, sir, haven't a clue what you are talking about. This doesn't surprise me as your post looks like it was written by an uneducated child. Everything at this firm is done by the book. The only "shill spew" is coming from people who ignored the Summons that was served upon them for a bill that they didn't pay. If they would have contacted the firm, they would have had a chance to avoid the garnishment and establish a repayment plan.
If the company was a scam, it wouldn't be in business- and a prosperous business it is.




SURE THE COMPANY WOULD BE IN BUSINESS, THESE PEOPLE ARE EXTREME
CROOKS WHOM HAVE PRATICED TO BEAT THE ODDS.tHEY HAVE MANY LAWYER IMPERSONATORS WHOM THROW FEAR AND ILLEGAL TACTICS AT ALL OF US.
tHEY ARE BUSTED EVERYDAY BY F.B.I. BECAUSE OF INTERSTATE BUSINESS.
USUALLY THET ARE IN GROUPS THAT ARE BUSTED.....40 HERE, 20 THERE....

READ THE F.B.I. FILES... JUST THE OTHER DAY IN CA.A FAKE LAWYER WAS BUSTED JUST FOR THIS. sNOOP AROUND GUY THAT WAS GARNISHED...YOU MAY FIND A FAKE ATTORNEY.
HE WILL GET 50 YRS AND HARMONE SHOTS AND THEN BE BENT OVER IN PRISON


Submitted by on Wed, 05/05/2010 - 09:00

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:(Ijust checked my credit report and there is a debt of 21000 on it.....i was summuned to court but before the date harvest vacated the trial...i have never even had an account with them


Submitted by on Thu, 12/09/2010 - 11:04

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In my opinion, you should dispute the credit report listing with the credit bureau. As you haven't taken out a loan from Harvest Credit and they have vacated the trail, the negative listing should be removed from your credit report. If you have a document proving the fact that the trail was vacated, then it will be easier for you to dispute the item with the credit bureau and get it removed.


Submitted by on Mon, 12/13/2010 - 02:00

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