Threaten Calls/Summon
I didn't an online search
I didn't an online search with the clerk of courts and nothing is listed under my name. I don't understand why should would show up my relatives house at 6:30 in the morning looking to serve me at an address I have never lived at
Update
Update…. Called the toll free number that was left by the process server. It turns out that this is for a $500 payday loan for MMG a few years ago. I researched this site back then to get help and was able to get MMG dismissed the debt because I had paid over the $500.00 interest already.
The guy on the phone is telling me know that I owe them $1000 and I can settle for $600.00
What should be my next step?
Check your county court
Check your county court docket to make sure whether or not any case has been filed against you. If not, then it’s surely a scam. In this case your first duty would be to file a complaint against them to the SAG or FTC. Don’t share any personal information with them. I think they are just trying to collect money by scaring you.
First off, any legit process
First off, any legit process server would NOT show up at 6:30 am to serve you!!! Here's the thing: A debt collector can't call you that early, right? And if a process server is on the level, THEY CAN'T EITHER!! This is obviously a scam and with that being said, do NOT give them a dime and run, not walk to your state's AG's website and the FTC's website.