I have a court Judgement that says I owed a little over 900 but, I was charged over 1700 by IQ data. When I called to get my $800 by they said that I could not because I had already paid before I went to court. So I asked why did you take me to court then? They information is still on my credit report and they refuse to report it to the credit agency that it has been paid in full for almost 3 yrs. They also refuse to send me the letter stating that i paid in full. So now I am having a hard time finding my family a place to stay because of them. How do I get my $800 and the proof that I paid?
IF THEY TAKE YOU TO COURT AND THE JUDGE ASKED IF YOU THINK YOU OWE IQ DATA ANY MONEY SAY NO! YOU WILL GET OUT OF PAYING THEM THE MONEY.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.