anyone familiar with Spellman and Roman, the address...
Date: Thu, 06/18/2009 - 14:13
Spellman and Roman is a collection agency. Their address registe
Spellman and Roman is a collection agency. Their address registered with BBB is 405 Corner Square Plz, Moncks Corner, SC 29461-3211.
Did they call you up for any of your debts?
You can find more discussions on this company if you visit the following links
http://www.debtconsolidationcare.com/collection-agencies/spellman-roman.html
http://www.debtconsolidationcare.com/collection-agencies/spellman-and-roman.html
Yes, they did call me about a PDL. Threatening me.
Yes, they did call me about a PDL. Threatening me.
Is the payday lender legal in your state? If you're sure you owe
Is the payday lender legal in your state? If you're sure you owe them the money, you should get the debt validated from the CA as instructed by Paul. However, as per the FDCPA, the creditor needs to send you a DV notice within 5 days of initial communication or send you a collection notice, before they start the process of debt collection.
Can you tell us the state you live in and the name of the PDL to whom you owe the debt?
Actually, federal law requires they send you a dunning letter (n
Actually, federal law requires they send you a dunning letter (not DV) within 5 days of initial contact.
I live in Alabama. I believe pdls are legal here. I had the loan
I live in Alabama. I believe pdls are legal here. I had the loan with Pack Management.
Although PDLs are legal in AL, I didn't find Pack Management in
Although PDLs are legal in AL, I didn't find Pack Management in the license database "http://www.bank.state.al.us/ADPSA_Licenses2.asp" of Alabama. So I don't think they are legal. Check the link illegal payday lender for info on how to deal with illegal lenders.