HI! I've received the letter from CSI. I did not knew who they are, so I did research online and found your forum. I was thinking to call them before I read this, but now I'm not sure if it's a good idea at all. In the letter they saying that I have to reply within 30 days, but they already started to call me and my ex-wife. I do owe money to my credit card, but I'm out of job and simply cannot pay it at this time. Can you please advise what should I do? Thank you in advance!:confused:
Sub: #1 posted on Wed, 04/27/2011 - 21:44
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Anna do you know the difference between a payment arrangement and a settlement? Settlements a lump sum, sometimes broken down into 3-6 payments. A payment plan is long term payment plan paying the entire balance with much smaller payments. The OP is unemployed....how can he make payments on a settlement? He clearly stated he cannot afford payments!
Sub: #2 posted on Thu, 04/28/2011 - 04:51
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