Hi,i avoided an agency for a payday loan 2 years ago changing my number.recently i applied for and got 2 credit cards and a loan and put new number down on applications.A week after i received loan funded,i had a message left by a different agency,they evidently bought it from the previous.I suspect they got my number somehow from the 3 applications.I changed my prepaid cell number once again.Should i not give new number if i apply again.was recommended if i do apply for credit to get a temporary prepaid sim in case they call and throw it away once what i applied for is approved
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.