I am a very young woman, who has debt that (first of all that I had no control over from a parent using my SSN) I am trying to take care of instead of pursuing legal actions against my parent (you know, just didn't sit right on my conscience). Anyways, long story short, I get payment arrangements set up with CCB and I was going to start payments this month on the 17th. Well, I called about two weeks ahead of that, and told them I would not be able to make that payment and we had it rescheduled for the 27th. Well, this morning I wake up to my chase account -300 and I am still staring at a -300 account at the moment. I talked to the reps and the one agreed it was his mistake, and they would reimburst me for the withdrawal, but you see, I have a limited access account with Chase and it just doesn't look good for my account. I'm very worried, and I told them to send me a letter that they do not have any of my finacial information in their systems as soon as they reinburst my account. It's very frustrating that I was really trying to start things out smooth, but this is what happens? I'm through with credit services.