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I have received calls from a Mr. Hazel from Paul Kupfrerstein and associates at work and home threating to garnish my wage and take legal action on loans I owe from payday loans.

Although I am aware of it, it is nowhere close to what this Mr. Hazel claims. (the amount he claims is 5 times the amount I know that I owe.

I am wondering if anyone has any suggestions.

Can you, if you recall, list what companies you borrowed from?

Sub: #1 posted on Fri, 10/26/2007 - 13:03

Anthony Lemons Anthony Lemons

(Posts: 1828 | Credits: )

Also - if you are aware you have a debt, I would suggest contacting the creditor directly and working out a payment thru them. Avoid Kupferstein - nothing but a company that ignores and violates fair debt collection laws in both the US and Canada. I can guarantee that the amount they are charging you is illegal. And you can ask, but they will never tell you the company they are collecting for. Don't fret over their threats - they will say anything to get you to Western Union money to them. They cannot garnish your wages or take legal action against you until the mail you a letter telling you the amount and the creditor, and they have never sent one of those letters to a single person that has ever posted on this website. Contact that creditor you believe it is and see if they can tell you if they passed the debt on to Kupferstein. My guess is they wrote it off and Kupferstein's "associates" purchased the junk debt.

One question for you (along with lemons) - where do you live?

Sub: #2 posted on Mon, 10/29/2007 - 06:17

jedijeff13 jedijeff13

(Posts: 1734 | Credits: )

I live in Toronto. I tried calling the original creditor but referred me to these idiots, so awaiting for what they are reffering themselves as The Law office representing Paul Kupferstein and Associates for spefics on this debt and breakdown. I owed the money with a payday loan company called Zippy Cash/Click and Cash . What sould I do?

Sub: #3 posted on Tue, 10/30/2007 - 07:59


I received a one page letter via fax which is NOT a verification of debt. It just says they are the solicitor for the payday loan company I owe money to and have been retained. No other details , except the amount with no breakdown. I will be calling them to request a breakdown. It is telling me that I have till Oct 31st(tomorrow) to settle and prepared to delay court actions.

Sub: #4 posted on Tue, 10/30/2007 - 08:18


Here is a link to the debt laws of Canada (simplified to be easy to understand), which they MUST follow:

They like to claim their are a law firm and are not required to abide by this law. However, since they are collecting a debt, they are, by Canadian law, a "debt collector", and in that, they must:

And more. Know your rights and protect yourself. Until they send you the proper documentation, you cannot be sure just what they are charging you.

Sub: #5 posted on Tue, 10/30/2007 - 08:44

jedijeff13 jedijeff13

(Posts: 1734 | Credits: )

I just recieved a call from this office telling me i owe an outrageous amount of money for a debt. I got scared and sent them the money right away xpress post. I came home and called them with the tracking number. They where gone for the day. So I decided to look up there e-mail and found this sight. THANK YOU!!!! I called my postal outlet right away and they still had my package, I went down and picked it up. You people saved me alot of money today. So now I guess I am going to court on fraud charges being filed against me for this debt, lol.

Sub: #6 posted on Tue, 03/18/2008 - 19:59


I received a call from MR Sargent and he has given me 24 hrs to pay 650.00 from Payday loan called Serve U Cash. They claim that if I do not pay by 12:00PM today they will serve me with papers and garnish my wages. Anyone with the same?

Sub: #7 posted on Wed, 12/17/2008 - 08:35


they will not serve you anytime soon.that is not only a threat by this seems to belong in the playbooks of alot of is a hollow empty threat to get you to pay.

Sub: #8 posted on Wed, 12/17/2008 - 08:41

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

Thanks Paul...I guess you have heard this several time.

Sub: #9 posted on Wed, 12/17/2008 - 09:17


New inforamtion came to my attention an hour ago. Apperently Mr Sargent spoke with a freind at work and told him to relay the message to me that I will be charged. What can I do to get thsi guy to not phone my references?

Sub: #10 posted on Wed, 12/17/2008 - 09:54


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