Creditrewardsplus.com
Date: Wed, 02/08/2006 - 19:22
The “salesman†was able to seal the deal by offering to delay the processing of her membership (a $79 fee) until the 8th, giving her a few days to decide if she wanted to participate. She didn't feel entirely comfortable with the situation, so she called and asked me to find information on CREDITREWARDSPLUS.COM.
After checking their website, I immediately knew it was a rip-off. We called to cancel and I asked the rep how they obtained her information. She said their company owns about 5 payday loan companies from which they gather everything they need. She also said there were no notes from the “salesman†offering her a 2 day grace period before charging her account the $79 fee. To add to our disbelief, the rep also said she would have to cancel 2 other “programs†that would deduct additional money from my mom's bank account in the future. She had unknowingly agreed to this when she gave CREDITREWARDSPLUS.COM permission during the original sales pitch.
The rep checked with another department and assured us that my mother's membership was totally cancelled and that she would incur no charges. Well, today they charged her account causing her account to be overdrawn! In order to get her money back, she had to fax a copy of her bank statement showing the erroneous charges.
This has been a nightmare, so PLEASE BE VERY CAUTIOUS when putting your information into cyberspace!!! You never know what you're getting into until it's too late!!
Hi Deceived and Peeved, That is a shame. Very frustrating, I
Hi Deceived and Peeved,
That is a shame. Very frustrating, I'm sure! Be sure to continue to monitor that bank account to makes sure they do not charge more to that account.
~Mary
Everyone must be very cautious while submitting their personal i
Everyone must be very cautious while submitting their personal information in the websites. Payday loan companies share information with one another. So, when you have submitted your details on one website, you are sure to get a call from some other company and they will try to sell a deal.
You also need to monitor your bank account very close. Since your mother's bank account is now exposed to them, you must get it changed soon otherwise the company might attempt to take out money from that account. And if there are some direct deposits in that account, you really need to give a thought.
Write a letter to the local AG's office explaining the issue with this company. Request them formally to conduct an investigation and get your mother's $79 refunded by Credit Plus. There are some other threads also in this forum discussing similar issues. Put a search with the name of the company and you might get some useful information.
Quote:Everyone must be very cautious while submitting their pers
Quote:
Everyone must be very cautious while submitting their personal information in the websites. |
Exactly!!! even when you think its something simple and has nothing to do with your debts--This has happened to me a couple of times over the past few years. Once my daughter went on a website and (without even having our credit card info) just checked it out, she didn't purchase anything, she looked and then left. The next month, we had a charge on our PHONE BILL. They were spying--found her ISP and through that, billed us on our phone bill. It was going to be $25 a month! Like I wouldn't notice that. It took me a few months to get it straightened out, but I did. so see, in this case, no information was supplied--they were able to do their scam through tracking down the ISP and billing the phone company!
Then a month or so back, I ordered a poster on line for my daughter. A few days later, it showed up on my bank statement---along with another charge of $9.00. I immediately got on the phone and asked them, whats this? they tacked on a charge--a monthly charge, which this would come out every month--as a 'super saver' type thing. Meaning if you go on the site, you immediately save some money on future purchases. I had it removed. didn't ask for this either. So, you've got to be careful in general. Cause some of the companies eat their wheaties and stay up at night thinking of ways to scam and 'get over'. Even when its small things, things you don't even think about, be careful! shirley
That's right, Shirley, surprises come anytime without knocking t
That's right, Shirley, surprises come anytime without knocking the doors. Something boiled up in my mind and thought I should share it here, as well. Remember, when you visit some websites asking for your personal information, check the security of that site first. A secured site will show the 'lock' sign at the status bar. One very important thing that most of us ignore is reading the content very carefully. Sometimes, there are some options given in the site that are ticked by default. If you don't uncheck it (remove the tick sign), you are giving your permission for that option. Like it might have happened in that case where you got the $9.00 charge for each month. You might have authorized them for this option without being aware of it. Things are pretty risky when some options like debits will be made in your checking account appear. We all must be very alert and read each word and sentences before submitting anything online.
Need help in finding credit rewards plus. com
I too was scammed and are still being scammed.. they are taking $14.95 out of my checking account every month.. I emailed them.. with no response.. and then when I tried to call the phone number.. I got a older women on the phone just saying hello... I need to contact this company.. any help would be greatly apprecciated..
Val
I too Have Been Scammed
Can anyone provide more information about Credit Rewards Plus.com.. I too have been scammed and want to get this company so bad.. any info that anyone has would be greatly appreciated.
thanks!
Valerie, read the posts above about creditplusrewards. This comp
Valerie, read the posts above about creditplusrewards. This company is a definite scam. You should talk with your bank and close the checking account. Your bank has information about this company. Request them to verify the debits. If they are unable to give any verification, take legal aid and get your money back with the help of your lawyer.
