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what the credit score means and do we have to buy it?

Date: Wed, 09/21/2005 - 21:02

Submitted by Lorilafs
on Wed, 09/21/2005 - 21:02

Posts: Credits: [Donate]

Total Replies: 2


I just got my credit report from Experian. It appears they want me to 'buy' my credit score. Isn't that part of the report, and is it legal for them to charge for it? Also, could you briefly explain what the credit score means? Thanks.


Hi Lorilafs

Welcome to the forums. The Federal Trade Commission permits one copy of your credit report absolutely free of cost in a year.

Apart from that, if you wish to pull your credit report, you will have to purchase it by paying a nominal price of $9.95.

A detailed explanation about credit scores and FICO scores has been put in the link given below.

http://forums.debtcc.com/forums/fico-creditscore.html

Ch, to answer your question, you can pull your credit report from the FTC. Please have a look at the link given below:

http://forums.debtcc.com/forums/about2918.html

Regards
Roxette


lrhall41

Submitted by roxette on Thu, 09/22/2005 - 10:23

( Posts: 4009 | Credits: )