Thanks for the help!

Thank you so much for your help! I had loaned from "Cash Transfer Centers" Which is apparently the same as "Sonic Payday" and a bunch of others. I had missed the original payback day, and made arrangements for another payback day, missed that one due to another payday loan cleaning out my account. CTC gave me "one more chance" to pay off the loan, and I was prepared to do a Western Union payment. Well, the day came to pay it back, and I went to withdraw the money, and found that my account had once again been cleaned out. This time by "Northway" I had no record of a loan with "Northway" and I was baffled. I called CTC and was told that if I didn't make the Western Union payment it would go to a third party collector who would garnish my wages for the payment. The told me to see if I could borrow the money from a family member to pay. If I could borrow $400 from a family member, I never would have gone to them in the first place! Anyway, I missed the payment and spent the weekend in a state of high anxiety over what would come next. On Tuesday I stumbled across this forum while looking for information on "Northway" to find out who they were and why they seemed to feel entitled to my money. Turns out, they're CTC. That's right. They had already recieved my payment, and were still pressuring me to make a Western Union payment. I called them on Tuesday and spoke with a woman who told me that it can take 5 days for their accounts to post the payment from the bank, and I should check back on Thursday. I checked back this morning, and my account is cleared. They wanted to know if I wanted to reloan. After all that anxiety? I think not. And that is the last payday loan I will ever take out. Thanks to everyone here for the encouraging words and the advice!