Now I know the suite number is missing off these listings, but I called to confirm the address on the first and it is Suite#110. This company is a front for Cash Today Ltd, which is trying very hard to keep themselves concealed. I asked the company what they did and they are what the woman I spoke with reffered to as an "agent". This means that a person can use them as a business front in Nevada. The company also, go figure, does mail forwarding services. So you now have the shop front and routing for all mail. So now we get to call center and websites, mail servers, and the rest. This is where Heathmill comes in. It is a UK based front company for people not wanting to do the work themselves. They market, do cold calls, web design, technology testing, the whole 9 yards. I attempted to contact Heathmill as well, but unfortunately I don't have an international calling plan, I am exploring the other avenue of actually giving them my phone number to probe them further.
I can't say, at this point for sure whether the people you are in communication with are from Heathmill, or if they actually have a call center some where else in the UK, but their mail server does belong to Heathmill, websites that surface as well I am assuming. I would, however, guess that Heathmill is simply another layer for Cash Today Ltd as Heathmill has all the appearances of a legitimate business. Of course I am unsure of how to dig into a company in the UK from the US or I would have already done so.
Further, Cash Today Ltd is not a US business. I searched and searched and couldn't come up with a damn thing, not even a complaint listing at the BBB, member or no if the US had jurisdiction there would be logged complaints.
So now we have to ask ourselves why a company would go to such expense to hide themselves. The answer to that is simple, they are breaking several laws in doing what they are doing both with the calling and the pulling money form bank accounts. Fraud is the operative word here folks. The company has changed names and faces to keep the money flowing in and I would wager to guess that as soon as pressure is put on them they will fade away. Companies like this jump from time to time to keep themselves from watchful eyes.
Someone mentioned they used US laws in an agreement either in this post or one of the others. My guess is that that agreement is about as solid as air and it's is very unlikely these people would persue legal action as such would expose them to scrutiny. This is a really good scam though and trust me when I say that, that's all it is. The people posting on this thread saying they have paid the loan off with no problem are probably full of it up to their eyeballs. No one is special when it comes to money and these people will raped every last dime they can. It's a bait tactic and a clever one. Offer someone who is in desperate need of money cash and then suck them dry.
It won't be too hard to find these people, but complaints will have to lodged quickly and by more than one person. The more heavily you lean the faster people work in response to these things. My sugguestion is to stop them from drawing money from your account all together. Once done, do as a few others have sugguested and get them to send you something in writing. If they don't, then I wouldn't pay them one red cent. It would also probably shut them up rather quickly if you informed them you knew that they were using these two companies as fronts and that US officials had already been informed. It is also best to explain the situation to your employer instead of trying to keep it from them. There is no shame in having needed a hand, it happens to everyone at one time or another. Your employer is more likely to be flexable and help you if you are upfront with them.
My opinion is that Heathmill does not run the call center. It is also my opinion that this call center is either in the UK or Ausiland. The UK has a good deal of mixture as far as people go and you'd likely find Indians in the mix. I do believe this to be nothing more than a scam and I'd wager good money that shortly after this is posted they will no longer have the Nevada address. Whoever runs this show is clever, but not smart enough as everything we've all found were only beneath a little layer of film and not buried. If I can be of further help the easist way to get in touch with me is via msn messenger, As you can see I don't mind digging around and am rather good at researching law codes. In any event, I wish you all the best in dealing with this issue.
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