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Debt Diet

Date: Wed, 02/22/2006 - 06:26

Submitted by imkimssister
on Wed, 02/22/2006 - 06:26

Posts: 1301 Credits: [Donate]

Total Replies: 46


Hey guys, I don't have a lot of time to sit around and watch tv but I do have a tivo and was going through it the other night. I had an Oprah show where shes challenging america to a 'debt diet'. Its pretty much the standard thing, stop spending, sign a contract to say you will stop spending, cut up your cards and so forth....the norm. They had three families on the show. I laughed at one, although its kinda sad. But suddenly I felt real good about myself. its a couple that makes about 100,000 a year between them. They have an ungodly house they can't afford in the Jones'es neighborhood, five cars, she spends several hundred dollars on her hair a month, and shops at the mall left and right for clothes, so people think shes rich. She said to her, thats what its about, making people 'think' they are rich.
It showed their bills PILED miles high that weren't even opened. She said MANY bills go from the mailbox to the trash without her even opening them. shes scared to open her mail. Her marriage is 'for looks' only---cause husband is about to leave. He's tired of it. Get this!!! They ran her credit report. 66 pages long!!!!!!!!!!!!!!!!!!!!
wow, suddenly, I don't feel so bad. :!: Shirley


LOL! thought about posting a link for our site over there on oprah.com where they have people posting on a forum about their debts. why not? some people are putting plugs in for Dave Ramsey. it would probably get taken down but hey, if five people see it and it helps them before its taken down, wouldn't that alone be worth it? shirley


lrhall41

Submitted by imkimssister on Wed, 02/22/2006 - 06:39

( Posts: 1301 | Credits: )


Talking about this site, have you read the community rewards program where you have to contact your local newspaper and request them to review our community?

If someone from us can pull people from Oprah.com to our website for reviewing the community, they might showcase the members in their periodicals. And the good thing is that Vikas will rewards the person for his/her efforts with $1000

I was reading this link before I made my post online. Check this one..

http://forums.debtcc.com/forums/wincashprize.html


lrhall41

Submitted by john on Wed, 02/22/2006 - 11:52

( Posts: 1231 | Credits: )


Oprah already did a show on people "Making it on minimum wage". Very insightful, and this moron who has a 66 page credit report, goes through money like toilet tissue, never pays her bills, and is driing her husband away are the kind of people i have no sympathy for. She could be doing some good with her money, like helping people. Instead she just pisses it all away. What a loser. She will be very sorry.


lrhall41

Submitted by Jedi Mistress Ari on Wed, 02/22/2006 - 11:57

( Posts: 2192 | Credits: )


she went and bought a durango because she said it was the "in" thing 'at the time'. 'at the time'!!!! do you know how many people would LOVE to be driving a durango!!! She sounded like its now yesterdays trash! But she forged her husbands signature to get it. she woke up one morning and decided she wanted to get her daughter a piano. and of course not just any piano! so she goes to this piano store and couldn't afford to buy it, so she leased it for $2500. wrote them a check on the spot. The first thing the financial advisers told her, was the piano was going back. The financial adviser is moving in with them to make sure the woman does what shes suppose to do.


lrhall41

Submitted by imkimssister on Wed, 02/22/2006 - 12:52

( Posts: 1301 | Credits: )


One thing I've learned about getting a bill, is that it could possibly belong to someone else. And with a validation request, I can get such item removed from credit report.

Also working with your creditors instead of ignoring them, makes them much happier...instead of hiring an outside agency to track you down and collect.


lrhall41

Submitted by Teleport on Wed, 02/22/2006 - 13:48

( Posts: 1388 | Credits: )


I my self don't make 100,ooo a year I'm just happy getting my hair done once a year. I try to manage money, on the day I watched oprah's show I cut up a marshallfields card at the time I opened it.


lrhall41

Submitted by anonymous on Sun, 02/26/2006 - 23:08

( Posts: 202330 | Credits: )


Don't judge unless you stood in her shoes. I made over 100k one year and p!ssed it all away. Seems stupid but many personal problems/addictions do.

Sounds like she has a spending addiction. Yes, its out there. I had a girlfriend like that. Said the only place she felt truly happy at was in a store.

Like everything else its not something you can snap your fingers at and make go away. You have to work at it.


lrhall41

Submitted by Glynnie11 on Mon, 02/27/2006 - 01:32

( Posts: 216 | Credits: )


Quote:

Hi ttthayden,

I'm very SLOWLY restoring a '66 Mustang (hardtop)! Sweet!! It's definitely the coolest thing about me

~Mary


That is so awesome! If my DH wasn't restoring mine, it would already be on the road. BUT NO!!!! It NEEDS a 302 w/ a 5spd racing transmission! :roll: I would have been happy with a tune up and a paint job!

It is such a cool car. We practically stole it! We had an old Bronco (84 - not old enough to be valuable) that to describe it kindly would be to call it "rough". Some kid came by and wanted to trade it for a '69 convertible Mustang. I really wasn't interested, because it was surely a wreck. DH went to check it out and it was in pieces, but all there so we traded! We also had an old 84 pickup we threw in (so we didn't have to pay someone to haul it off!) DH had the Pony car back together and driveable in two weeks!

I may name her "Grand Larceny" LOL


lrhall41

Submitted by Taquita on Mon, 02/27/2006 - 16:30

( Posts: 287 | Credits: )


I drive an 05 Forenza...I'll be paying on this goofy thing for years, probably. :-P~~ yuck.

But it will drive me around for years too, so I guess it's worth it.

I've owned previously a
1989 Grand Am
1984 Mercury Grand Marquis. (That thing was huge and yellow)
1990 Chevy Corsica
1990 Dodge Daytona
1991 Plymouth Lazer
2002 Pontiac Sunfire--Which was almost paid off, and then some dummy hit me head-on last March..Broke my leg and my car. *cries* I loved that car.
And now my Forenza...Probably could have found a decent used car, but I was shopping on crutches and was tired of shopping. :(


lrhall41

Submitted by Jessi on Wed, 03/01/2006 - 15:55

( Posts: 3361 | Credits: )


well, I'm driving a 2003 durango!!!! As I said in another post, I JUST got it and was sooo nervious when we were at the car dealership when they were running the credit report and what have you. My husbands score is close to 600 now---up from what it was but we have tons of charge offs and even though I am paying on them, no one can tell by looking at his report. I mean, that won't show up until they're paid. We went into the dealership on a saturday, it took them several hours. I later found out that they had to go through like four finance companies before they could find someone that would take us. Luckily we have an account with Citifinanical and that is who ended up financing the truck. Our account with them has always been good and paid on time, so they said yes. I went a little while being 'reserved' and not telling anyone about the new (well, new to me) truck for fear that at anytime they might call to say the loan fell through and to bring it back. How embarrassing that would be!! and it does happen!Finally after about three weeks and our first letter from citifinancial with our payment amount and account number, is when it sunk in that it was ours to keep.
We didn't have a choice, my car bit the dust! It was breaking down on the side of the road, running hot. The radiator went out and blew a head gasket. Then when the mechanic got in there, he found TWO heads blown. I was putting money into that thing left and right. It was a convertable, it broke to where you couldn't put the top up and down--then it started linking when it rained. I'm talking 2 inches in the floor board! and during the winter when it leaked, it would freeze! what a mess. I drove that around and didn't complain because it was PAID for and I didn't want any more car payments but it came down to me not having a choice anymore. I had to just replace the motor mounts on it and put all new tires on it---then the airconditioner had went out and the heater wasn't working and it was making a funny noise everytime I turned left. It was a disaster!!!!! finally I got to a point to where, if someone would approve it, we would get this truck. I got a really good deal on it! great price! and even though the interest rate is high, the payments are still affordable. so this is my car story. My first car was a 68 camero. :D


lrhall41

Submitted by imkimssister on Wed, 03/01/2006 - 20:00

( Posts: 1301 | Credits: )


My first car was a 1972 Plymouth Duster. It was sky blue, but hey it was drivable. 1 month after I was married I was going home from my grandparents house and a tree fell right smack on top of it. Talk about luck running out. Now I drive a 2003 Ford Windstar and my 8 year old named it the goober mobile.


lrhall41

Submitted by Not so Lucky on Thu, 03/02/2006 - 06:03

( Posts: 3041 | Credits: )