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How can I dispute evictions?

Submitted by on Tue, 02/28/2006 - 13:22
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I have 3 evictions or judgements on my credit report. How can I get these removed? I was a single mom for so long and deeeeeep in debt. I am really trying to turn stuff around. I truthfully owe one. One was a long time ago and one someone lied to a judge in court. Please help me!!!!!!!!!1


Hi! judgments are negative information and they cannot be removed from the file before the seven years. This is according to the laws of the Fair Credit Reporting Act. You can't remove the valid ones, but you must dispute the one that is placed inaccurately in your file. It is hurting your credit in bad ways. If you have papers to prove the falsified judgment on you, send copies to the credit bureau that is reporting this entry. The bureau will run an investigation and verify the item with the information providers. If they don't get any legitimate records, it will be removed from your file.

Place your dispute with the bureau in writing and keep everything documented. Send your letters through certified mail with return receipt requested. You will be able to track down the dates of your disputes placed.


Submitted by curlycarl on Tue, 02/28/2006 - 13:39

curlycarl

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Highlight the incorrect entry and explain everything to the bureau with the facts. You have the rights to dispute on an item that you feel is incorrectly shown in the file. The bureau will take the responsibility and get the item verified. If the company issuing the judgment against you says that they have the right information in your file, they will send proof to the bureau. If they are lying, the bureau will get it. You will have all facts straightened out.


Submitted by curlycarl on Tue, 02/28/2006 - 14:19

curlycarl

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okay....i know i have evictions on my credit that are invalid....how do i recieve a credit report that will show my rental history so i can dispute them.


Submitted by on Fri, 06/06/2008 - 15:04

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i've heard that saferent and ud registry maintain blacklists that even after 7years has passed you are forever tagged as a rental risk... any thoughts on this and how to get off these blacklists?


Submitted by on Fri, 07/03/2009 - 18:33

( Posts: 202330 | Credits: )


I pulled one of my credit reports( trans union) and I don't see a active judgment on there from this apartment, however it is on my credit report and is from 2001. I did not get served an eviction notice, but was let out of my lease due to a dangerous situation. So here I am years later and since i no longer have the written agreement, in hand about them letting me out of my lease. What do I do?

I already have the debt validation letter ready to be mailed off to the current collection agency, but want to be certain i'm going about this the correct way before doing so and making a mess of thigns.

Also Now i do have another legit eviction and want to make payment arrangements, how should i start going about that? I know how much i can afford monthly, SO where should i start and whats reasonable to ask to settle if the debt is 2,896.93. Now honestly i don't know if that's the correct amount because it has been over 10 years, so should I send them a validation letter as well, to start or just offer up the settlement?


Submitted by atse_nudale_dutoi on Wed, 07/15/2009 - 02:31

atse_nudale_dutoi

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I have 3 evictions on my credit report when I was a minor and have never resided at these residences as far as I know. I keep disputing them and they keep saying that I am responsible for them. How Do I go about getting them removed. I am now 23 and have never had an apartment and can't get one because of these evictions. Can you please advise me on what to do?


Submitted by on Thu, 08/13/2009 - 06:26

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Send your dispute to the credit bureau(s) on whose report(s) these evictions show. See my blog post Creditors Gone Wild for the relevant statutes.

Write on that letter that you were a minor and so *could not* rent your own apartment - much less be evicted, that you *never* resided at any of those addresses at any time, and that you demand an immediate removal of these fraudulent tradelines else you will be forced to seek legal remedies. If they do not remove them within 30 days, sue them.


Submitted by Chrys Henderson on Thu, 08/13/2009 - 22:14

Chrys Henderson

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Submitted by on Fri, 08/14/2009 - 01:00

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if judgment is granted to the land lord than is he able to request for any amount of money if there was no exchange of any money nor did i owe him any money.? i signed a lease back in November of 09 an had 90 day build out an 90 day no rent also had received a certified letter stating that all construction was to be complete by February 28, 2010. Had problems with my drawings on getting them complete an asked for an extension January 28, 2010 but was not granted.. What can i do or what to look for coming my way?


Submitted by on Sat, 03/06/2010 - 17:51

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Is it legal for the landlord to only serve a tenant eviction papers of when to appear in court by just taping the documents to the store front door of the leased space that tenant was locked of..? Or must someone also send documents to the residence of the lease y..?


Submitted by on Sat, 03/06/2010 - 17:57

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I became ill after moving into an apartment. even thou I told my landlord that I was ill and under doctor's care I would still try and pay them which I did pay them but not all. as a result I became disabled, and was then labored as an eviction on my case. I went to the agency where the landlord filed the eviction against me to see if there were any way I could make arrangement to pay this eviction off in which I was charged a lot more than I was due to pay, but I wanted to clear this as much as possible, but because I was told that there is no chance for me to get rid of this offense against, i have chance of living in an affordable place. and it's not like I did this on purpose, can you help me to understand this matter please. Thank You


Submitted by on Tue, 03/23/2010 - 08:34

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