What a difference a week makes...
Date: Fri, 04/28/2006 - 16:47
** Sending my retainer fee to T&C
** Holding my breath to see how the PDL people would react to finding out my account was closed
** Feeling peace that I had taken a step in the right direction, but anxious as to how it would all unfold.
This Friday:
** I have comfort in knowing that THREE of my PDLs agreed to zero out my remaining balance for a total of $714
** T&C has commitments from at least three other PDLs and is sending them the proposals for their approval. They still have three more to deal with.
** I negotiated w/Cashnet for two of my loans. They refused to zero out my balance, but did agree to only collect principal amounts of $100 and $200 respectively. They will be paid off by June!
** AIM would not take part in T&C b/c they only do third-party collections. However, the gentleman I spoke with was very cooperative and agreed to four monthly payments of $57.50...they will be paid off in August.
So...things are looking up...I feel good. Things will still be a little tight money-wise for the next couple of months, but I should be in GREAT financial shape by the end of July!!!
What a great feeling...this board and all of its helpful members are just so great. I can't thank you all enough for helping me...and I'm glad that my Texas-specific letter helped one or two of you get some of your loans zero'd out :)!!
Hi mwlgarcia Earlier I used to hear so many people falling in
Hi mwlgarcia
Earlier I used to hear so many people falling into the payday loan trap and not able to come out of it. Now, I often read that companies are accepting the payment proposals and the loans are getting paid off. This is a great recovery for those who know the pain of going through payday loan problems.
Mwlgarcia, I am so happy for you taking control of your finances. You might have gone through some difficult situations and you have learnt from your experiences. Once you are out of this, I guess you won't rely on a PDL again.
Congratulations! :) Keep us updated on your progress!
Congratulations! :)
Keep us updated on your progress!
Congrats on getting three loans forgiven. I'm glad the pdl compa
Congrats on getting three loans forgiven. I'm glad the pdl companies are being co-operative, and that in just a few months things will be much better for you.
Not sure why I'm logging in as mwlgarcia...but it's me, Wendy...
Not sure why I'm logging in as mwlgarcia...but it's me, Wendy...wwofford. Geez...I have no identity here :)!
Congrats Wendy, maybe you've had identity theft on the board??
Congrats Wendy, maybe you've had identity theft on the board?? :)
Congratulations Wendy. Way to go. Keep up the good work. Its so
Congratulations Wendy. Way to go. Keep up the good work. Its so great to be on the right path.
What a great feeling! Good for you. Those "sick to stomach" feel
What a great feeling! Good for you. Those "sick to stomach" feelings are gone for me to. It feels like years since this started and it's only been a few weeks, and I feel like I have my life again!
