I want to erase a typical debt and become debt free

Hi Valerie

Welcome to the forums.

Please tell us more about the debt that is appearing in your credit history.

If you have made regular minimum payments towards it, it will disappear after you complete the payments with your creditors. Consider paying at the most so that you can save the financial charges and the late fees from being added.

If you have not paid anything towards this account, it will appear as a negative remark in your credit report and will stay for a period of 7 years. After you pay the debt, it will be shown as 'paid' in your credit report, but the entry will still stay in your report as because of the first default.

To make your payment process easier with your creditors, you can use the services of the consolidation program. This will help you to eliminate all the financial charges and the late fees that have been added in the total amount. The consultant will work with your creditors and get the total amount of your debt reduced extensively.

After analyzing your financial situation, you will be offered easy repayment options for each month. You can choose the best plan that suits to your present needs and complete your payments.

The counseling offered to you by the consultant will be absolutely free of cost and along with it, you will be offered some budgeting programs. This will help you to keep a check on your finance and try to save money as much as possible.

There might be one administrative fee that will be told to you by the consultant working in your program.

You can get in touch with the consultant for expert advice after registering yourself in the sign up page in this website.

Regards
Roxette

Hi, I'm a college student severely finanially strapped. I was the unfortunate victim of one the "Nigerian Scams" in which my bank account was overdrawn in excess of almost $4,000. Now my account is in collections with NCO and I'm just completely stressed out with figuring out how i'm going to pay off this debt.
Anyhelp?
USA