The Fair Credit Reporting Act

Thanks Cajun for your research. This post will surely get the maximum hits in the times to come and help the visitors. To get the maximum attention, it's posted as a sticky in this forum.

Regards
Mike

Mike,
Thanks for that. If our community can take the time and read and live this law,they will reapimmense rewards during credit report disputes.

I am sure this is going to happen. When someone gets the right information in the narrowest search and without panic, it matters the most!

Yea! Im glad someone else is aware of The Fair Credit Reporting Act. Be sure and read section 611.

Here it is if anyone cares to read it.

Just used the section QDS, it has come quite in handy for me. :)

thanks cajunbulldog good research

The Fair Credit Reporting Act (FCRA), enforced by the Federal Trade Commission, is designed to promote accuracy and ensure the privacy of the information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law. :D

Hi Peoples,

[QUOTE]Sometimes, credit problems occur for unavoidable reasons:

• Problems like a temporary loss of income.
  
• Sudden illness.
  
• Computer errors.
  

Is this act already approved or still under process? whatever the status of this act I believe it will be very helpful to everyone.

Really this law is made for benefit of Peoples.

Thanks.

FCRA is a federal ;aw that regulate the collection , dissemination and use of consumer information.

Hi Nelly, I only will say thank for your explanation. I can learn more about what you describe. Once again, thank you very much.