Fair Credit Reporting Act - FCRA

FTC violations?? Or do you mean FDCPA or FCRA violations.

Oops I meant FCRA violations. To sue for the 1,000 violations don't we need to prove specific amount of actual financial loss? Or is the fact of the violation enough?

also if a state like MA requires collectors to validate within 5 days of receiving the request-- does that have any teeth to it in such a small claims case?

You can sue anyone for anything you like, winning is a whole different manner. It is better to file complaints with the government (FTC) for issues like this because they have the power, money, and backing. If you tried it, the defendant would bring in an experienced attorney that could rip your case to shreds.

If they are doing something specifically against a state statute, that should be relatively easy to defend, provided you have full documentation.

What is the situation we are talking about here? That could garner a clearer response.

Ok, I double-checked the FCRA. According to 15 U.S.C. ?? 1681p "An action to enforce any liability created under this title may be brought in any appropriate United States district court, without regard to the amount in controversy, or in any other court of competent jurisdiction."

Hope that helps.

can you sue for defamation in small claim court, and for punitive damages as a result of it

i have a deliquent balence on my credit report from lvnv funding llc it is from a sears account im assuming from when i was 18 years old i am now 28 and it still hurting my credit the claim was submitted in 2008 it is over 10 yrs old what do i do

how do i find out if a ca is liscensed to collect a debt in the state i live in.