I got a call from Federal Bond and Collection Service today. Actually I did not, my father did. He lives on the other side of the country and they called him. They told him that I owed them money, and they tried to get him to give them a credit card number. My father informed me and I called the number they left. I spoke with a Ms Toni Brown. When I asked her why she had given out my personal information to someone she told me "its all in a days work" which made no sense. Then I told her that I felt that she had violated the Fair Debt Collection Act and she yelled "You're a dumb ass and dont know a damn thing about the rules" then hung up on me.
Fact of the matter is, I researched my credit report after this phone call. They are claiming I owe a credit card company $597. What I do not understand is that I once owed that company around $1200, but paid it off in full. I never had another account with them, ever. So I do not know how I could owe them $597. Its on my credit report and I want it off of there because its not mine.
Any ideas or info on Federal Bond and Collection Service.
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