5 Steps To Take If Your Identity Is Stolen
Thanks Shirley, for this post! There are a few things on this list that I still need to do.
Good post Shirley. This will definitely help lots of people to avoid ID theft. Good job :D
Also I would like you to go through the steps that one should follow when the ID theft occurs-
Thanks Shirley, for sharing this valuable info with the community.
The above info is very much helpful for me. Thanks again. :)
I wish we would have had known this in July. We wouldn't be in the mess we are in today. We never would have gotten into the payday loans and would have kept up payments on our credit cards. Thank you very much Shirley. Hopefully this will make more people aware.
Excellent ideas, Shirley! Where I work now, I sell an addition service for American Express cards that ehlps to reimburse the costs of correcting identity theft. It helps to reimburse legal fees, lost wages for having to take time off from work to pursue that matter, and it reimburses fraudulent cash ATM withdrawals. Do any of you carry American Express?
Not yet Ari, but I am working on it! Gotta get that score up first ;)
Likewide, I though my score was good enough for American Express, then I saw for myself that having student loans in deferment was casting a pall over it.
Another good idea is to actually keep your billing statements in a little file cabinet. If they never leave the house, how can anyone scavenge off of them? Plus, they come in handy when there is something to dispute.
Paper shredders are a good idea, but they are not entirely foolproof. Any desperate crook with a lot of scotch tape and time on his/her hands can spend all night puzzle-piecing together all the shredded documents, and then...victory!
That was very good information provided Shirley. At my place of business (I handle payroll for several companies)a courier truck was stolen and on the truck it had several payroll packages for our clients. These packages include ss #'s,bank acct numbers, company check information-- the whole nine. It is very scary of what can be done with this information. Although the courier is a third party courier, our customers still look at us to blame for this.
My favorite form of identity theft is when your university's computer system is hacked and they get away with 40,000 SSN numbers. Luckily, I was one of the 15,000 spared in that mess. My alma mater quickly did away with requesting SSN for account info and online sign ons... they just had us use screen names and passwords. It amazes me that some places still require you to enter your SSN ONLINE to get something. AMAZING! My roommate was one of those who had her number stolen and it was such a pain for her. Changing everything took her forever. I am very cautious about anything dealing with personal identity.
Good to know. I am never doing e-signature again so long as I live!