Here's my story

Karen, I feel more close to you after reading your story. You got into your financial problems because of some unavoidable natural calamity. God puts us in problems in varieties and then helps us in unknown ways also.

I am happy that you never felt in turmoil and slowly took control over your problems.

I also started posting here after a long time (not because of the reason you had to detect if its a scam) I remember when you were posting as a guest before you finally signed up here and had log in troubles in the beginning.

It's good to be on the same board and talk with each other. At least, it's a feeling to share with someone and not feel alone amidst the problems.

Karen---I enjoyed reading your story. Sometimes we have to go through a lot of cr&p in life and learn a bunch of difficult lessons before you get to a point where you can determine what you have learned (does that make sense?) and then use your new knowledge to avoid making the same mistakes again. I have been through many difficult trials and life experiences, yet sometimes its years before I realize what I learned.

Justme,thanks for remembering me from the beginning! Let me tell on myself now,the problems I had logging in? Well,I figured out after I had been on a while that I wasn't putting my whole e-mail address in,that's why I couldn't log on :lol: ,how embarassing,I kept thinking it was the site,not me!Thanks too Lori,this is a pretty neat site not only to be educated and learn from others,but make friends too. Thanks guys :D ...Karen

Bossy,
Gosh, you're tough!! I think I'd just want to lay down and cry after that...I'm really happy for you. It's a wonderful feeling to know that things are finally headed in the right direction. Thank you for sharing your story.

Thanks for sharing your story Karen. The flood insurance part really pisses me off. You pay these insano premiums and then they turn their tail and run when you need them the most. F@&ers!

I had my own insurance headache two and a half years ago when my car skidded on ice on an unsanded road. My insurance company took their own sweet time sending the check to the car guy, who ended up doing a really pisspoor job of fixing my car. On top of that, when I had to ask my insurers to extend their coverage of the rental, they did so, but I got this bitchy call from them saying "Normally, we don't do that" to which I replied, "I wouldn't have needed you to if you weren't the ones taking your own sweet time to pay that check." and then the little witch just repeated herself, then I yelled "YOUR FAULT, NOT MINE! DON'T F&*^&NG BOTHER ME ANYMORE!" and that was the end of that.

Long and short of it, insurers are pirates.

Yeah Karen you are tough! Women who have been to Hell and back and are still up and running, and live to tell about it are tough. Ask me---I know---.

When I say tough I don't mean "hard" but maybe hardened to the cr@p that comes along in life and refuse to take it lying down. I don't and won't.

Sorry I haven't look at this for a while-want to thank all of you for your kind comments.I guess the big lesson I have learned is,life is going to be life,what I do with it,my reactions,and actions are what matters.There are always going to be tough things happen,but I can accept responsibility,do what I can,and leave the rest to God,there are alot of things beyond my control,such as people and things.This does't mean I become a door-mat,but learn to pick my battles wisely. Thanks to you people I have learned knowledge is power. Now I don't have to get overwhelmed,scared,etc.,just because someone is threatening to sue me or whatever.What a blessing this forum has been!And so much thanks to the people in it.I will have another small bill paid off this month and another one next month.Slowly but surely :D ...Karen