By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Sub: #31 posted on Tue, 03/21/2006 - 21:55Unregistered
Sub: #32 posted on Wed, 03/22/2006 - 14:43stanley
(Posts: 1639 | Credits: )
As it turns out, Fingerhut came under new management sometime between 2002-2003. The name of the bank that handles the new Fingerhut accounts is called CIT. CIT does have any information regarding the old accounts that existed before 2002. The company that handled the older accounts was called Credit Advantage. If you call Fingerhut's customer service number, and they can not help you, try this information given here.
Credit Advantage's Fax Number: (320) 229-8583 (This is the ONLY phone number that Fingerhut could give me.)
Credit Advantage's Address
P. O. Box 7999
St. Cloud, MN 56302
If you don't have a fax machine, I would suggest typing something up. Make sure you date and sign the document. Then find a friend or family member that has access to a fax machine and ask them to fax the desired document. Hopefully, you will get a quick response.
In addition to this, I want to give you another word of advice. Just because you HAD a Fingerhut account in the past does not mean that you still have one with them. If you wish to have a current Fingerhut account, you will have to fill out the application at their website or apply over the phone. However, if your goal is to pay off your Fingerhut bill, and you don't want to do business with them again, then you have nothing to worry about. Once accounts that existed before 2002 are paid off, then you no longer have a Fingerhut account anymore. I hope this information helps someone.
Sub: #33 posted on Tue, 03/13/2007 - 10:52Unregistered
Sub: #34 posted on Tue, 03/13/2007 - 10:55Unregistered
Sub: #35 posted on Tue, 03/11/2008 - 09:05Unregistered
Sub: #36 posted on Fri, 09/05/2008 - 10:34Unregistered
Sub: #37 posted on Fri, 09/05/2008 - 14:25Lukeskywalker
(Posts: 1909 | Credits: )
Sub: #38 posted on Wed, 03/18/2009 - 15:47Unregistered
Sub: #39 posted on Wed, 03/18/2009 - 15:56NASCAR_Devil
Moderators Cum Industry Expert
(Posts: 4671 | Credits: )
Sub: #40 posted on Sun, 07/19/2009 - 12:31Unregistered