Skip to main content
index page

Open your fingerhut credit account - Apply today, buy today

Submitted by on Tue, 08/09/2005 - 09:42
Posts: 202330

I am trying to find information regarding this account. I want to pay it off and have it removed from my credit report. I don't even remember opening this account. Please help!!

Is there a telephone number that I can call to resolve this issue immediately.

Submitted by on Tue, 08/09/2005 - 09:50

( Posts: 202330 | Credits: )

I too had a fingerhut card on my credit that needs to be payed off too as well, but that was about 6 years ago doen't it erase after seven

Submitted by chmartinbaby06 on Fri, 09/09/2005 - 21:55


( Posts: 381 | Credits: )

I am writting regarding my old account with fingerhut.i need somebody to reach me as soon as possible

[color=red][size=2][Personal information removed for your safety-Vikas][/size][/color]

Submitted by on Fri, 10/21/2005 - 07:48

( Posts: 202330 | Credits: )

hello, I've been looking at my credit report and noticed i haven't paid off my account. how do i contact you and get the info i need to pay off the account in full? please respond as soon as possible. 11/09/05

Submitted by on Tue, 11/08/2005 - 18:21

( Posts: 202330 | Credits: )

I recently paid off my fingerhut bill by puting it on a capitol one card and miraculously I have another bill of 709 dollars that is now currently reporting on my credit report. This is a false bill and would like it taken care of. The reason I know this is because if I owed fingerhut anything they would not let me charge any more so therefore I did not charge the amount you have reported on my credit report. I also have joined others in reporting your company to the better business bureau. This needs taken care of immediately

Submitted by on Tue, 11/15/2005 - 13:30

( Posts: 202330 | Credits: )

Hi Rosetta

This is a debt consolidation forum reporting the consumers' feedback about Fingerhut. You are pointing here towards the wrong company.

Regarding your query, have you filed a dispute with the credit bureau reporting this account? They will investigate this account and update it if your dispute is valid.

Send a letter of dispute to the credit bureau with your name and address and highlighting the item clearly. I am sure that it will be taken care of.


Submitted by roxette on Tue, 11/15/2005 - 13:51


( Posts: 4009 | Credits: )

i was charged a late fee for fingerhut credit advantage and i have proof i sent it

[color=red][Email removed as per forum rules-Vikas][/color]

Submitted by on Mon, 11/28/2005 - 15:51

( Posts: 202330 | Credits: )

shirley deparis,

This is debt consolidation care forum. We, the members of this board try to help each other to solve our financial problems.

You can contact Fingerhut Credit Advantage at the address given above. The contact detail of their customer care shell is also posted above in Roxette's post. Please share your problem with the customer care rep of Fingerhut. Since you have the proof that you made the payments, it won't be difficult to get the problem fixed, best of luck.

Submitted by 4u.bryan on Mon, 11/28/2005 - 16:05


( Posts: 819 | Credits: )

Please send a negoiated amount to close this account. Please send reply
Thi will be greatly appreciated.

email address removed as per forum rules - Vikas

Submitted by on Wed, 12/07/2005 - 21:06

( Posts: 202330 | Credits: )

Just an F.Y.I.
I also called Fungerhuts number 1-800-208-2500 and told them I had there company show up on my credit report. The first girl said to call 800-325-6168. So I called and the next girl said that I wasn't in the computer that, the company Fingerhut Credit Advantage is no longer affiliated with Fingerhut.That I need to email or write to:
Card Services
P.O. Box 7999
Saint Cloud, MN 856302

Or Fax to 320-229-8583
she also said that they had no phone number to give me. What a joke! Hope those helps some of you.

Submitted by on Wed, 12/14/2005 - 09:15

( Posts: 202330 | Credits: )

I have been trying to find some information regarding paying off my old fingerhut account. I keep getting this address and the fax number. I have mailed and faxed information regarding my old account and still nothing. I have called fingerhut and they can not help. I need to pay off this account, if it is at a collection agency I would like to know that so I can pay it off. can you help?

Submitted by on Sat, 01/14/2006 - 14:05

( Posts: 202330 | Credits: )

I have tried looking up my credit report and found the account number and I also called the fingerhut and they refered me to the address that everyone is writing on this forum, I have even faxed to the number that was provided. I think this is all a bunch of crap and I think fingerhut and you people are playing games with people and think I will talk to my boss who is an attorney and some type of suit cause this doesn't make sense people are trying to get this off of their credit and you guys and fingerhut want to play games. Any other time when they want money they hunt you down but when you are seeking them out to pay off something you want to play games, no more games, i will be talking to my boss.

Submitted by on Wed, 01/18/2006 - 11:57

( Posts: 202330 | Credits: )


I am really very sorry to know what happened to you. This site is no way connected to Fingerhut Credit Advantage. This is one of the forum pages where members and visitors have posted their comments on this company.

Fingerhut is holding unsatisfactory record with BBB also. Please do a BBB search for Fingerhut Credit Advantage. Hope it will clear your confusion.

debt consolidation care is intended to help people. Members and visitors appreciate this site and find it very helpful. Please look at the testimonial page of this site-

Submitted by 4u.bryan on Wed, 01/18/2006 - 12:29


( Posts: 819 | Credits: )

I am assisting a blind disable Fingerhut card holder. I recently mailed a request for debt forgiveness due to age of the account, faithfullness
of prior payments, Income is through SSI, no charges in several years, and last but not least, her home was completely destoyed by Hurricane Katrina.

Will you please provide the proper website in order to further assist my the cardholder who again is blind.

Email deleted as per forum rules-Vikas

Submitted by on Mon, 01/23/2006 - 11:29

( Posts: 202330 | Credits: )

:?: I am assisting a blind, Hurricane Katrina
Evacuee who is a card holder of Fingerhut. The account is extremely old, and although she only receives SSI, she has faithfully made payments.
Her home was completely destroyed by Katrina and
currently she resides in temporary housing. Please
provide the website that can further assist me that I may further assist the card holder in the forgiveness of her debt to your company.

Anita Foster Larkin,
Long Term Recovery Organization
Serving the BlackBelt Counties of Alabama

Submitted by on Mon, 01/23/2006 - 11:36

( Posts: 202330 | Credits: )

Hi Anita,

This is debt consolidation Care forum and the page you are viewing is one from the database that gathers feedback on Fingerhut Credit Advantage.

Please forward your request to Fingerhut. You can collect their address from the previous page of this thread. Or you can do a BBB search to get more info about this company. Hope this helps.

Submitted by 4u.bryan on Mon, 01/23/2006 - 11:53


( Posts: 819 | Credits: )

The old Fingerhut accounts were transfered over to Comp U Credit in 2002. The only way to contact them is by mail or via fax (320)229-8583. The current fingethut customer service listed above will not help with these old accounts. Do you have a direct contact # for Comp U Credit. I can not find anything online.

Submitted by on Wed, 01/25/2006 - 13:24

( Posts: 202330 | Credits: )

i have tried to contact fingerhut to pay off my acct.
i call the 18009004111 to talk to someon and all i got was a recording and a fax number. all i want to do is to clear my credit. i don't owe them anything because i never had an account with them. can you help me.

Submitted by on Tue, 01/31/2006 - 07:27

( Posts: 202330 | Credits: )


Welcome to forums :D

Please go through this entire thread. Forum members have posted their feedback on Fingerhut Credit Advantage here. Some of them have mentioned their contact address also. You can try this info.

Fingerhut Credit Advantage is listed as Universal Fidelity Corporation with BBB. You can search BBB database, lots of additional address and phone numbers are listed there. it might help you to get in touch with them.

Once you have their address send them DV through CMRRR. They should respond to your query within 30 days of receiving the mail. If they cannot validate the debt, there is no question of paying it back.

If you need any more info, just post your query in forums.

Submitted by 4u.bryan on Tue, 01/31/2006 - 09:09


( Posts: 819 | Credits: )

My mother in law bought fingerhut in my father in laws
name. She never paid it and it was on my husbands credit report. (He has the same name as his dad).
Anyway, I keep getting calls from the colection place.
My phone # is listed as his work #. They have my father in laws address right, but they keep bugging us!!!!!
I have a letter from fingethut saying that we have been cleard, but now I can't find the paper and It is
our word agaist theirs. I don't know what else to do.

Submitted by on Wed, 02/15/2006 - 08:15

( Posts: 202330 | Credits: )


My mother in law bought fingerhut in my father in laws
name. She never paid it and it was on my husbands credit report. (He has the same name as his dad).

Joy, let me tell you, this account cannot appear in your husband's credit report. Two persons in a family might have the same name that does not mean they can impose some other's debt on you! Dispute the item with credit bureau. Your dispute should be based on SS# here. Credit bureau will run an investigation and will rectify the incorrect entries.

As per the debt is concerned, please check the SOL of your state. No one can legally force you to pay the debt if the SOL for the said account has expired. You can send them a cease & desist letter CMRRR.

You can check the SOL of your state here-

Submitted by stanley on Wed, 02/15/2006 - 09:09


( Posts: 1639 | Credits: )

I have paid my balance. They have ruined my credit not once but twice. 2 reports for one account. When i had a balance, they did not even send a statement out until I was already late.

Submitted by on Tue, 03/21/2006 - 21:55

( Posts: 202330 | Credits: )

The numbers listed at the top of the page are valid; however, in certain cases, you may not get a lot of help from this number. My mom used to have an account with Finerhut, and she never had any problems with this company. About a year ago, I used my checking account information and had her payment drafted from my account each month. My mom called the number listed above today and tried to find out her current balance. Because my mom's Fingerhut account existed before 2002, the representative could not provide her with the desired information.

As it turns out, Fingerhut came under new management sometime between 2002-2003. The name of the bank that handles the new Fingerhut accounts is called CIT. CIT does have any information regarding the old accounts that existed before 2002. The company that handled the older accounts was called Credit Advantage. If you call Fingerhut's customer service number, and they can not help you, try this information given here.

Credit Advantage's Fax Number: (320) 229-8583 (This is the ONLY phone number that Fingerhut could give me.)

Credit Advantage's Address
P. O. Box 7999
St. Cloud, MN 56302

If you don't have a fax machine, I would suggest typing something up. Make sure you date and sign the document. Then find a friend or family member that has access to a fax machine and ask them to fax the desired document. Hopefully, you will get a quick response.

In addition to this, I want to give you another word of advice. Just because you HAD a Fingerhut account in the past does not mean that you still have one with them. If you wish to have a current Fingerhut account, you will have to fill out the application at their website or apply over the phone. However, if your goal is to pay off your Fingerhut bill, and you don't want to do business with them again, then you have nothing to worry about. Once accounts that existed before 2002 are paid off, then you no longer have a Fingerhut account anymore. I hope this information helps someone.

Submitted by on Tue, 03/13/2007 - 10:52

( Posts: 202330 | Credits: )

In the second paragraph, I left out an important word in one of the sentences. The sentence should say that CIT does NOT have information on any accounts that existed before 2002.

Submitted by on Tue, 03/13/2007 - 10:55

( Posts: 202330 | Credits: )

I just recently contacted Fingerhut by phone (the number given above) and they told me that I did not have an account with them. If you had established an account with the company before 2002, it has been closed. In 2002, the company was discontinued and then transfered under new management. You should fax any inquires to (320) 229-8583 (03-11-2008)

Submitted by on Tue, 03/11/2008 - 09:05

( Posts: 202330 | Credits: )

can fingerhut collect on old accounts after filing bankruptcy?

Submitted by on Fri, 09/05/2008 - 10:34

( Posts: 202330 | Credits: )

Just most of you I have had the same trouble with trying to pay off my debt to fingerhut. I had an account back in 96. Fingerhut would say that didn't get my payment and so forth so I had just forgotten about it. Last time I knew my account was at a balance of 314.00. I'm currently in the process of filing chapter 7. This isn't on my credit report anymore but I know that I owe this debt and was told that I need to include EVERYTHING I owe. So that it won't come back and bite me in the butt. I have called every number and even faxed and mailed to the above address with no reply. What is your advice so I just leave it off and deal with it when it comes back any suggestions. Anyone????

Submitted by on Wed, 03/18/2009 - 15:47

( Posts: 202330 | Credits: )


Submitted by on Sun, 07/19/2009 - 12:52

( Posts: 202330 | Credits: )

got a bill today from fingerhut stateing i owe &69.99 would lie to no why i have payed my last bill off awhile ago and have not ordered any thing more from fingerhut

Submitted by on Sat, 08/15/2009 - 09:03

( Posts: 202330 | Credits: )

to whom this may be cocern to being a customer with this business is no joke the same product you can buy it at walmart donot have anything to do with this company because you will not pay this company off they are just like renter center never pay it off iam so glad the presendent stop the raise on higher the rate on credit card card it can be better fore the poor people all over the world that why i love the president of the usa you go...p.s.

Submitted by on Sat, 11/28/2009 - 11:50

( Posts: 202330 | Credits: )

I applied for line of credit and place a order.I was told that my application was still pending.Could some get bac to me in a e-mail and let me know were the order stands.My customer #3215042526.

We are not fingerhut!Cajunbulldog

Submitted by on Tue, 12/22/2009 - 07:31

( Posts: 202330 | Credits: )

my husband had thefingerhut cret line with you all.hi acctt#was 2202023446.witch i just pated tou all off.i wold like to opening my on account with you at this i'm hoping i will be able to do that.thank you teresa ipock

Submitted by on Mon, 02/15/2010 - 18:52

( Posts: 202330 | Credits: )