These people keep calling my parents so I called them back with the number they left. I am not working but I am trying to pay off my debts, by sending money orders with money that I make doing what small jobs I get. I offered to pay the 250 dollar debt they say I owe by sending 25 dollar money orders each month. They say that they cannot accept a money order even if it were 100 dollars a month, and that I had to have a bank account number to give them. I have no bank account. They said that I had to get one from a relative or someone which I can't. So they said that the account would sit until further action is done to me. How can I pay this debt if they would not accept money orders? Other places have and do accept money orders from me. I have paid off some of my debts this way. Is Focus Recievable Management legitimate or is it a less than honest business and what can I do to help this situation.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.