What's been your experience

Gained immensely! I am moving this topic to the Pub for discussion. Oh and, welcome! :)

Oh my gosh, cannot even begin to say what all I have learned. I am constantly learning stuff every time I log onto the site, which unfortunately is not as often as I would like. I was able to get out from underneath payday loans thanks to this site!!!!

I have learned one very important lesson and that is to stay away from the pdl's. They are a nightmare...but thanks to this site I am pdl free.

the most I have learned had to do with payday loans - thats what brought me here. but i also learned a lot about dealing with collectors- i never knew i had rights before! I just assumed i had to pay the second they called, no questions asked.. Don't get me wrong, of course I want to pay them (thats why I'm here!) but i def have gotten ripped off in the past..

Wow this is a BIG question...The truth about PDLS! How to handle credit, how to get out of debt,that I'm not alone in the battle there are lots of folks just like me and the list goes on and on..

Learned how to handle creditors & collectors with the law on my side.I also learned how to tweak credit scores to maximize gains.