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The Truth About Advance-Fee Loan Scams

Well, thanks for info, but I wish I would have seen this the day you posted it. I sent money ($1935.00) to be exact to one of these scammers on 9/8/06. Now I am out of money and not sure if i can get it back. I have reported it to an online complaint website, but not sure what else I can do. I am so embarrassed to have fallen for it, but desperate people will do desperate things. But, now I am in a worse situation than I was before!!

I hope your post will help others!!


Sub: #1 posted on Fri, 09/22/2006 - 20:25

CnC's Momma CnC's Momma

(Posts: 49 | Credits: )

Mbarrett, it's important that you post your complaints against the scam companies to all legal authorities you can think about. Report them to your state attorney general office as well as the BBB. They must be doing such illegal things on many other people also. There must be large number of complaints from everywhere before the government takes actions against them. You have a strong case, have you taken any legal advice from an attorney?

Sub: #2 posted on Sat, 09/23/2006 - 10:11

Christina Christina

(Posts: 438 | Credits: )

Great info,Erzeke! Maybe someone will read this before they fall into that trap. For me,that's what this site is about-educating ourselves in debt and debt practices to not make the same mistakes!...Karen

Sub: #3 posted on Sat, 09/23/2006 - 11:40

Bossy4455 Bossy4455
(Posts: 5854 | Credits: )

Yes, we need to get the word out so others don't fall to these types of scams. I was reading my local paper and they had a warning in the classified section. Also, there is a warning on my bank's home page when I check my online banking. It's good to see these types of things and thanks for posting the article.

Sub: #4 posted on Mon, 10/02/2006 - 18:43

Cow & Chicken Cow & Chicken

(Posts: 3571 | Credits: )

I'm in a jam with payday loans, and a few utility bills it would be very helpful if i could take out a personal loan. Are there any places out there that will take someone with poor credit and no house?? Thanks for the information in advance

Sub: #5 posted on Fri, 10/20/2006 - 20:14

kimbum06 kimbum06

(Posts: 11 | Credits: )

I doubt there will be any good company that will loan people with poor credit. If any company is offering money, most turn out to be a scam. Make sure that you shop for the right company before signing with anything.

If possible, you may opt for another alternative in clearing your existing debts. Some companies consolidate payday loans. You come up as a registered member. Did you sign for the free counseling? A consultant will call and let you know if he can assist on payday loans. It will be a good start and if this is done, you won't have to take new loan in paying your debts. Being with bad credit, the situation can only become tougher.

Sub: #6 posted on Sat, 10/21/2006 - 11:57

Flying Cats Flying Cats

(Posts: 479 | Credits: )

Hey guys, its been a while.

Always check the Better Business Bureau website before taking out any loans. This should go for new credit cards as well.

They will have a listing of all complaints and if they were resolved or not. Only do business if they have a clean rating AA. They will also list their lending liscence ( if they have one ).

Sub: #7 posted on Mon, 01/29/2007 - 21:45

Glynnie11 Glynnie11

(Posts: 216 | Credits: )

This company ICS is listed as a bad company on the bbb and yet right here in this post it says dont deal with a company with an unsatisfactory rating .Just AA ratings so should i deal with ICS or NOT ??? THis is confusing .

Sub: #8 posted on Fri, 04/13/2007 - 09:48


how do you find the laws out in your state for payday loans

Sub: #9 posted on Wed, 05/02/2007 - 09:59


Guest - go to - click on "state info" on the left side of the screen, then click on your state on the map that comes up. You will find the laws for your state as relate to payday loans, the allowable interest rate, and who to contact to file a complaint if a company is breaking your state laws.

Sub: #10 posted on Wed, 05/02/2007 - 13:24

(Posts: 4583 | Credits: )

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