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Getting a loan.

Date: Sun, 09/10/2006 - 18:58

Submitted by anonymous
on Sun, 09/10/2006 - 18:58

Posts: 202330 Credits: [Donate]

Total Replies: 4


Well, im young, 18, have no credit whatsoever and i live in Edmonton AB, Canada. Im currently looking to get a loan of $10,000. The reason i want to get this loan is for 2 reasons, 1) to move out because of family issues, and 2) fix my car, buy a new computer for school. I currently am working full-time and make 35k gross a year. I have applied to 3 different places, each of which ask for a cosigner (which due to family issues, i am unable to get). I have spoke with one of my long time friends, and he said he could cosign for me. He's the same age as me, might not make as much as i am..but how would this affect my ability to attain the loan? Are there any ways for me to attain this loan such as a high risk lender, so i do not have to put any risk on my friend? Im looking for any way possible to get this money right now, because its crucial that i get it. Any help would be greatly appreciated. Thanks :)


How about contacting some companies based in your area?? The local companies will be the best ones to look for since you can visit them in person if there is any possible dispute later. Besides, if you have good credit scores, always look out for the best deals around. Visit your local bank also for getting a line of credit. I will always consider them in the first place. If you have a good business relation with them, their must be something good for you.


lrhall41

Submitted by BuildingWealth on Mon, 09/11/2006 - 12:28

( Posts: 491 | Credits: )


The thing is i have no credit, so that why im wondering if i use a cosigner, will that better my chances even if he has the same no credit as me? I guess it would be security for them, because who wants messed credit, and whats the chances of them not getting there money if they do end up having to go to him (which they wont, because i cant screw myself over)


lrhall41

Submitted by on Mon, 09/11/2006 - 16:02

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im not going to school...i need it for a laptop when i do go, and for work right now. i need the money for all otehr things in general. im looking to find a loan for this, and i need to get it, because family problems at home are real bad and i need to get out of here, and i will pay whatever interest or whatever i have to, to be able to get out.


lrhall41

Submitted by on Tue, 09/12/2006 - 23:31

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