Stolen Identity
Date: Wed, 10/11/2006 - 08:10
Use simple language in the letter to explain that you have been
Use simple language in the letter to explain that you have been a victim of identity theft and have placed fraud alert with the credit bureaus. Send copies of the police report along with the letter. Therefore, the suspicious account does not belong to you and you have notified the creditor about this. (Show them the copy of the letter you sent to the creditor). Everything will be taken care and you won't have to pay this.
Read this page in the FTC website very carefully. It will guide you the necessary steps about dealing with the creditor and the collection agency.
http://www.ftc.gov/bcp/conline/pubs/credit/idtheft.htm#Identity