Can I ever get caught up on all these bills?

Date: Sat, 10/21/2006 - 19:06

Submitted by anonymous
on Sat, 10/21/2006 - 19:06

Posts: 202330 Credits: [Donate]

Total Replies: 3

I don't even know how much I owe exactly, but I'm only 22, and I have 2 credit cards, 3 store credit cards, a computer payment, and student loans that haven't been paid in months. Now my minimum payments are up to $400 and $500 on some of my bills, and I haven't been able to pay them. I've been getting numerous phone calls every day from collection agencies and such, but I keep ignoring them, because I'm kind-of scared. I don't really know what to do to get back on track with my bills because the minimum payments are so high right now with all the late fees and such that I can't afford to send even the minimum payments. Someone please help me!

You need to get in contact with your student loan people. They w

You need to get in contact with your student loan people. They will garnish your paycheck and go after your tax returns. You can go into the rehabilitation program with them which is for 12 months, as long as you pay on them on time, after 12 months it will be reported as if you were paying on time the whole time. Or you can consolidate them into one monthly payment. As for the other debts, have you thought of consolidating those as well? Try contacting your local credit counseling agency, they will be able to help you in your situation.

lrhall41

Submitted by WHEREAMI? on Sat, 10/21/2006 - 19:10

( Posts: 5263 | Credits: )

bills

Amanda, Register here and someone will call and help you. They are very experienced with this type of thing. Dont give up there are options for you. Good Luck KYSIDE38

lrhall41

Submitted by KYSIDE38 on Sat, 10/21/2006 - 20:32

( Posts: 2477 | Credits: )

First take a deep breath, second register here and someone will

First take a deep breath, second register here and someone will call you for one on one contact. You need to get your student loans cnsolidated and work out a debt consolidation plan with the credit cards. Stay away from payday loans on the internet/store front it will mess you up so much more. Good luck

lrhall41

Submitted by PDLFREE on Sat, 10/21/2006 - 20:35

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