December 2016 I asked my apartment complex to move me into a month to month agreement for January as my lease ended in December but I needed to a month to arrange moving since I was going to be out of state. My lease said I needed to submit a written notice but when I asked them if they needed a letter they said they would post a note on the account and I didnt have to worry about it. Since I talked to them personally I thought all would be well. Mid-January I asked by email the correct procedure to turn the key in since I wouldnt be available during their business hours and they said to leave the key inside and door closed but since they didnt have a written notice prior to my email I would need to pay for the month of February as well. I moved out January/27 and I received a debt collector validation letter this week. I can agree with the replacement of the rug but I cannot accept the additional month fee as I am unemployed and truly believe they were misleading during December. How can I settle this matter without affecting my credit??
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.