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Personal Credit Services

Submitted by on Tue, 09/25/2007 - 13:46
Posts: 202330
Credits:
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Does anyone know about, or have used these guys?! :?


Quote:
PERSONAL CREDIT SERVICES INC.,
321 Dante Court (Suite #A1)
Holbrook, New York 11741
Phone:(631) 930-6422 or (800) 364-9690
Fax:(631) 240-5879 or (800) 664-3390
Email: ***

Here are the results of your loan inquiry. We have researched the following lenders and have determined that you will be approved for up to the amount you seek. See Guarantee below:

Lender # 1: Maximum up to $ 25,000.00-$ 30,000.00 as a personal loan.
Interest rates start at 8% and up.
Lender # 2: Maximum up to $ 5,000.00-$ 25,000.00 as a personal loan.
Interest rates start at 7.0% and up.
Lender # 3: Maximum up to $ 3,000.00-$ 15,000.00 as a personal loan.
Interest rates start at 6.25% and up.
Lender # 4: Maximum up to $ 4,000.00-$ 25,000.00 as a personal loan.
Interest rates start at 4.75% and up.
Lender # 5: Maximum up to $ 6,000.00-$ 12,000.00 as a personal loan.
Interest rates start at 8.5% and up.
Lender # 6: Maximum up to $ 500.00-$ 10,000.00 as a personal loan.
Interest rates start at 4.8% and up.
Lender # 7: Maximum up to $ 5,000.00 as a line of credit.
Interest rates from 9.99%.
Lender # 8: Maximum up to $ 1,500.00 as a line of credit.
Interest rate 18.9%.
Lender # 9: Maximum up to $ 20,000.00 as a line of credit.
Interest rates from 2.9%.
Lender # 10: Maximum up to $ 1,000.00 as a line of credit.
Interest rates up to 18.9%.
(Personal loans usually last for 1-5 years, sometimes 6-7 if desired.
Terms and conditions are subject to change at lender's discretion.)

You can ask for any amount you wish starting at $ 250.00. You must indicate how much you want, and you will need to send us a referral fee based on the schedule below. If you apply to these lenders you will be approved for up to the amount you request or we will reimburse your fee based on the amount you are actually approved for collectively from the lenders. The fee that Personal Credit charges is for the information that Personal Credit provides. If you wish us to release the information on these lenders to you, we will need to receive the proper referral fee that is due according to the following schedule:

ANY AMOUNT BETWEEN:
$ 200.00 AND $ 1,000.00 Regular Fee=$150.00 Early Bird Fee=$ 75.00
$ 1,001.00 AND $ 2,500.00 Regular Fee=$ 200.00 Early Bird Fee=$100.00
$ 2,501.00 AND $ 5,000.00 Regular Fee=$250.00 Early Bird Fee=$125.00
$ 5,001.00 AND $ 7,500.00 Regular Fee=$300.00 Early Bird Fee=$150.00
$ 7,501.00 AND $10,000.00 Regular Fee=$350.00 Early Bird Fee=$175.00
$10,001.00 AND $12,500.00 Regular Fee=$400.00 Early Bird Fee=$200.00
$12,501.00 AND $15,000.00 Regular Fee=$500.00 Early Bird Fee=$250.00
$15,001.00 AND $20,000.00 Regular Fee=$600.00 Early Bird Fee=$300.00
$20,500.00 AND $25,000.00 Regular Fee=$700.00 Early Bird Fee=$350.00
$25,500.00 AND $30,000.00 Regular Fee=$800.00 Early Bird Fee=$400.00
Anything over $30,000.00 Regular Fee=$1,000.00 Early Bird Fee=$500.00

EARLY BIRD SPECIAL: If you pay the referral fee within 15 days from the date of this email, you only need to send the Early Bird Fee. If we receive payment after 15 days then we require the regular fee.


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Methods of payment:

Money Order, Certified Check, Credit Card, Debit Card, Western Union Quick Collect, Online Check or Personal Check. If you are paying by mail, make sure you include proper payment, preferably by money order or certified check. Make it payable to Personal Credit Services Inc., and send it to the address at the beginning of this page. Once we receive payment, we will email your information to you immediately upon processing. We accept personal checks and online checks which take 15 days to clear, no exceptions.

TO PAY BY CREDIT/DEBIT CARD OR ONLINE CHECK THROUGH OUR
SECURE, ENCRYPTED ONLINE TERMINAL: Click Here

If you wish to make your payment by mail please click,
print out and complete the Order Form By Mail.

If you wish to fax a credit/debit card payment to us, please click,
print out and complete the Authorization Form.

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You can also pay by Western Union quick collect. It costs around $ 13.00. Go to any Western Union office or any retailer that offers Western Union services, usually check cashing places or supermarkets, and follow these instructions:

#1) Use the blue form (quick collect) which is at the western union office.

#2) On the blue form, complete the following sections:

a) Pay to = Personal Credit Services
b) Code City = Dante
c) Code State = New York or NY
d) Account# = Your 6 digit Client ID#
e) Email us with the amount you are asking for.

VENUE and LIMITATION OF LIABILITY: Under no circumstances, including, but not limited to, negligence, shall Personal Credit Services, Inc., be liable for any special or consequential damages that result from the use of, or the inability to use, the information furnished to the customer. In no event shall Personal Credit Services, Inc., be liable to the reader for any or all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence)) or otherwise exceed the amount paid by the customer to Personal Credit. All sales are final. Any disputes shall be in a court of competent jurisdiction within Suffolk County in the State of New York and will be pursuant to the Laws of the State of New York. This contract does not become valid and binding until payment is received and accepted at our office in New York.
GUARANTEE:Personal Credit stands 100% behind it's guarantee. You will be approved for up to the amount you request from these lenders collectively or you will receive a prorated refund after documentation of results from each lender is demonstrated to Personal Credit. No refunds after 90 days. Personal Credit is not affiliated with the lenders. If you are currently in bankruptcy or your bankruptcy has not been discharged for more than 6 months, you may not be able to apply with the lenders, therefore invalidating any refund possibility. Any attempt to get a refund other than by going through our refund process will be grounds for permanent denial of a refund.
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WHAT DO I DO NEXT?- Figure out the amount that you need to send by analyzing the referral fee schedule at the beginning of this email. For example, if you need between $ 7,501.00 and $ 10,000.00, the regular fee that is due is $ 350.00. If you send it to us before 15 days of this email, then you only have to send the EARLY BIRD amount, or $ 175.00.

TO PAY BY CREDIT/DEBIT CARD OR ONLINE CHECK THROUGH OUR
SECURE, ENCRYPTED ONLINE TERMINAL: Click Here

If you wish to make your payment by mail please click,
print out and complete the Order Form By Mail.

If you wish to fax a credit/debit card payment to us, please click,
print out and complete the Authorization Form.

If you send us your fee by mail and it is postmarked by the early bird date
(15 days from today), you only need to send the early bird fee for the amount you are requesting. If it is after the early bird date, then we need the regular fee.

Once we receive your payment, we will email the lenders' information to you immediately upon processing. Any lender that offers personal loans may be able to get money in your hands within days. The fastest payment method is by credit and/or debit card. Western union is second best. It may take longer if payment is sent by regular mail.

WHAT IF I HAVE MORE QUESTIONS?

If you still have questions:

1) Check out our "Frequently Asked Questions"

2) You can ask them through e-mail:

***

or by "Clicking Here".

All emails are usually responded to within 1 business day.


I see that somewheer in this they say you have to send them a fee. Well, any time you apply for a loan and they ask for any money up front it is a SCAM. many members have been taken in by this. Please do not do it, You will not see any money from them , and you will lose what ever you send them SCAM SCAM SCAM SCAM SCAM


Submitted by kashzan on Tue, 09/25/2007 - 13:49

kashzan

( Posts: 5401 | Credits: )


I have a question for rockabetty_doll1979. I too have gotten this email and I was just as curious. Could you please give a little more insight on what this company does? Do they just give you the same referrals as say credit.com, citifinancial. american general, etc. The generic firms? They do not help you and become the 3rd party pleasers? Thanks


Submitted by on Mon, 01/07/2008 - 18:22

( Posts: 202330 | Credits: )


This is a referral service - they have a bank of lenders that lend money to people with bad credit and they make their money by collecting fees from the applicants for finding them lenders when they've been unable to on their own. I've applied and my lenders were different from the options above so they're not sending the same generic email and they guarantee your money back if you don't receive the loan. I'd be interested in hearing from somenoe who's used them in the past!


Submitted by on Tue, 11/10/2009 - 22:19

( Posts: 202330 | Credits: )