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I fell for SCAM...myloan2day.com...

Date: Sat, 09/16/2006 - 07:19
Submitted by CnC's Momma on Sat, 09/16/2006 - 07:19
Posts: 49
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I sure wish I had known about this site a week ago. I got scammed and now have more financial problems than I did before......here's my story to hopefully save someone it the future.

I submitted an online loan application at the website I found through a search engine, myloan2day.com, on August 30, 2006. I received a message on my home phone from Helen Byanks telling me that I had been approved for the loan. I called her back at the number 866-977-2006, ext 707, that she had left for me. She explained that I had been approved for a loan, but because of my poor credit history the lender required a deposit of $1850.00 and would be given back or applied to the loan after 6 months of on time payments. She then faxed me over paperwork which included the loan agreement, several pages describing the types of loans that they do, a sheet to let them know how I wanted funds delivered (either via check courier or directly deposited in my bank account), and a page showing that they were a member of the BBB and had their broker licensed and loan broker registration numbers. After I signed the paperwork, she informed me to send the $1850.00 via Moneygram to a person named Leslie Kennedy in Trout Creek, Ontario, Canada. I did ask her why they used an individual and she told me it was because they have a specific person that handles certain accounts and that they do several transactions per day. I checked out the company of the BBB and also verified the address with the post office and didn't see anything that looked like it wasn't legitimate. I then wired the money (which just happened to be my rent money for the month) to the above mentioned person on 9/8/06 via Moneygram. I then called Helen and she told me that the funds would be deposited in my bank account that day and gave me an acct # 889**** and a closing conf # of 0908****-**. Of course, once I didn't see the funds appear in my bank for 2 days, I called her and she then told me that the lender was requiring me to send an additional $1000 because they were actually wanting a year's worth of payments up front due to my credit. I was desperate at that point because I had already given them $1850 and I needed the money fast. I went to wire the additional funds and at that time Moneygram flagged the account because it was being sent to Canada and to an idividual. At that time, he explained to me about these types of scams and I had never heard of them before. I have contacted Helen a few more times to ask for my money back and she told me it would take 1-5 days to get it back. But, I have only gotten her voicemail the last 2 days.

I have sent a report to the internet crime complaint center. Is there NO way to get money back in these situations? Who else should I file this with? I just hope that more people learn about these scams before it happens to more desperate people........I learned a hard lesson!! Hope my story helps!!

Melissa in Texas

Bank info removed for your safety - Mike


Sorry, I forgot to say the name of the company they work under is Loan Source 1 out of Walnut, CA. When Helen Byanks answers she says she's from CF??


Submitted by CnC's Momma on Sat, 09/16/2006 - 07:21

CnC's Momma

( Posts: 49 | Credits: )


I'm so sorry to hear about your situation Melissa. I know when you're desperate, you just want to do anything you can to get what you need and get out of a bad situation, even if it's only a temporary fix.

Take Tammy's advice, try filing a complaint with the California Attorney General's office, make complaints to the BBB in California, etc. As for wiring your money to Canada, I don't know if you can research and find out if there is a Canadian equivalent to our Attorney Generals or the BBB to contact there.

You are not the only one to fall for this company's scam, and I'm sure you won't be the last. Maybe you can help others from being taken by going after these scumbags.....


Submitted by Tiffany99 on Sat, 09/16/2006 - 08:12

Tiffany99

( Posts: 1058 | Credits: )


Please post your complaints against the scam company with the State Regulator of CA

California Department of Corporations
Address: Financial Services Division, 1515 K Street, Suite 200 Sacramento, CA 95814
Phone: (866) 275-2677

These links will be a useful resource.

http://www.corp.ca.gov/

http://www.corp.ca.gov/comp/fsdinst.htm

http://www.corp.ca.gov/pdf/doc29.pdf


Submitted by Christina on Sat, 09/16/2006 - 11:38

Christina

( Posts: 438 | Credits: )


I appreciate everyone's kind works. I am going to contact the places listed above and I will let ya'll know how it all works out. Yes, I would LOVE to get my money back, but I doubt that will happen! Embarassed as I may be, I hope this helps others not to fall for these scam artists! How do they live with themselves??? I'd be so overcome with guilt!!

Thanks again,
Melissa :lol:


Submitted by CnC's Momma on Sat, 09/16/2006 - 12:17

CnC's Momma

( Posts: 49 | Credits: )


I am really sad after reading all this. Why are the common people only to suffer? Why does it happen only on the people who are in need and in a financial mess? This is very unfortunate and the scammers are making their moves without problems.

Your help will be counted, mbarrett. When you put a complaint with the legal authorities, other innocent people doing the research on this scam company will get alarmed. You will actually save someone from falling into the prey.

mbarrett, if your state offers any free legal assistance, take a consultation.


Submitted by Gretchin on Sat, 09/16/2006 - 13:30

Gretchin

( Posts: 482 | Credits: )


I also applied for this same loan online, but I didn't send any money yet. I wanted to find out if this was a scam first. What I did was I have a friend that is a lawyer and I had him call this Helen Banks up, she hang up on him. I don't think she wanted to talk to a lawyer. Thanks for the post.


Submitted by on Thu, 11/16/2006 - 11:45

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Hi - Just wanted to let you know that I almost fell for this myself. The loan person I was dealing with sounded strangely like Helen Banks on their voice mail messages. I also searched the phone number and it was a cell number in Canada. I'm so glad and thankful that I found this site, or else I may have been out my money as well. I hope you have had some luck in getting your money back. No reputable company will ask for a security deposit. If you have bad credit then you may just have a higher interest rate.


Submitted by on Fri, 12/01/2006 - 06:09

( Posts: 202330 | Credits: )


I just fell for this too. It was Athlon Advisors in my case. I spoke to an officer of the Ontario Canada Police and he gave me the website phonebusters.com.
In a nutshell he told me to report it, but the police wont really do anything.


Submitted by on Sun, 03/14/2010 - 10:04

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