need $8,000 to avoid foreclosure

Your property is already in foreclosure. Though you have a cosigner, lenders won't be ready to give you a mortgage. I will suggest you to contact lenders offering personal loans and check out if they can help you by lending you $8,000. If they agree to lend you the money, then you'll be able to save the property. However, you should keep in mind that personal loans are available at a higher interest rate.

OP has a bankruptcy in 2008 and a foreclosure pending ...no one is going to give them a personal loan. Maybe with a cosignor or third party borrowing for you

If the property is already in foreclosure, will be a lender be ready to give a loan to the OP though he/she has a cosigner, Soaplady? Well... I just want to clarify this from you Soaplady as my experience says NO, the OP cannot get a mortgage when the property is already in foreclosure.