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BofA behind 2 months

Submitted by Jasgal on Sat, 01/01/2011 - 16:52
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Well, times seem to not be getting any better for me. Due to family problems I have ended up being behind 64 days on my home loan with BofA. So I got a letter telling me that they want to schedule a face-to-face meeting with me to discuss my options. this seems kind of strange to me cause to meet face-to-face makes me feel that they are trying to intimidate me. I have already spoke with their collection dept about be being able to make 2 payments this month and 2 in feb. no one metioned anything to me. I do not plan on going 90 days behind. Any advise before I call them monday. I am somewhat scared to call them. I hear they can be bullies. I do not think they will understand that my mother was homeless and I helped her get a place and then my son was hit by a train. Anyone here get the same letter? Thank you


Is there anything besides 2 paystubs and bankstatement and tax return that I should have ready. I just want a payment plan. not a modify. And is there anything I need in regards to proof of my son being hit by a train. He did survive, but will be unable to use his arm for at least 6 months or more. He has a long road ahead of him now. I would have been fine if that would not have happened. And does anyone know what the chance are they wont work with me?

thank you all


Submitted by Jasgal on Sun, 01/02/2011 - 09:11

Jasgal

( Posts: 399 | Credits: )