I am planning a car loan

Car grants? Nope. You must fix your credit first.

If money's an object, taking on a new car loan might not be the smartest thing a body could possibly do. The damn thing'll lose two to six thousand in value as soon as you drive it offa the lot, anyway.

Talk to friends, coworkers, and such. See who runs the best independent mechanic shops in the area, then go talk to them. They'll probably know of a customer looking to sell a decent car cheap. You can not only find some really good deals this way, but you also talk to somebody that knows the maintenance history of that particular vehicle. Plus, you get your foot in the door with a good shop, in case you need things done down the line.

Oh... yes its good feedback to me