Chase Loan Mod Rejected - Game Over?
Quote:Originally Posted by SOAPLADYHave you tried calling chase
Quote:
Originally Posted by SOAPLADY Have you tried calling chase directly instead of an agency? |
Up until now we have been working through the agency. We were referred to them by someone who had had success with them. Given how difficult we had heard it was to work with the banks directly, we figured we would increase our chances by working with a specialist that had a good track record.
The way I've been dealing with it -GMAC though, not Chase- is to
The way I've been dealing with it -GMAC though, not Chase- is to keep filing all the paperwork over and over and over, as they ask for it, telling you that it gets outdated so fast or whatever garbage line you've been fed. I talked directly with GMAC AND I used a non-profit agency. It seems that as long as you're in loss mitigation application status, they won't be foreclosing. Don't know if it's true but I've been in loss mitigation application hell since November.
Just a little sarcastic FYI: they keep asking me what happened to get me behind!!!! When I was in the hospital I called and asked GMAC for a one-month forbearance and they said no. Then I got behind. Funny how that worked out....
Just keep plugging is all I can suggest. Use the time to pile up money in cash and hide it from the powers that be. As soon as I get the full hunk they want from me, I guess I'll let them screw me, pay up and get back on track asap and either go bankrupt (suggested by my banker!) or move to my credit union.
This being too poor to make lower payments is apparently the new American Way.
I'll send you good vibes. KW