Bank Of America/ Countrywide

I had a country wide home loan and I was 9 months past due and was put on a repayment plan for 9 months I just completed the plan on 7/30/09. 5 days later I received a phone call stating that I still owed $85.08 for "inspections" On 8/17/09 I received a letter in the mail thanking me for completing my repayment plan that was agreed upon and that my account was now current. I got my statement which was also dated 8/17/09 that said I owed the $85.08. To me current means current and I should not have to pay any more money since I completed the repayment plan as set out. Would I owe this money the repayment plan schedule did not say fees to change or anything like that. I talked to 4 different people yesterday and not a single person would or could help me. I told them I didn't feel I owed this $85.08 because it should have been included in my repayment plan and that is not my fault. I just finished paying them $6363.00 over the past 9 months and I think they are bogus anyways because another lady I work with is having the same problems other than she has written them 22 certified letters in 2 years and has not received a response at all. Also when I first went on this repayment plan I was going to pay $1378.61 up front well when I made my payment over the phone for the $1378.61 with confirmation and everything. Then I checked my bank account and they took out $3170.46 which was not the authorized amount. The money bounced out of my account because I didn't have that much in there and that wasn't how much I wrote the check for to begin with. I did receive the overdraft fees back and the $20 over the phone fee I had to pay to make the payment to begin with. Do I have grounds for any sort of legal action for them doing this to me?