credit unions
Date: Wed, 09/06/2006 - 12:25
I have a credit union credit card at 20,000. I'm over the limit by 500 and 2 mos behind. They sent me a letter yesterday saying they have sent it to their collections department. I contacted creditsolutions.com and they wanted me not to pay it till they negotiated, but do credit unions negotiate well? I also have a car loan, checking account and savings account with them. I called the cu and they wanted 503 by the 15th or I'll be 3 mos late and more charges would accrue. creditsolutions wanted 3 payments of 403 and then 14 payments of 196 for their service fee. I would not be able to save up any money to pay my creditors for at least 4 mos. Does that sound right?
I don't know what to do. If I make even little payments to my card will it do any good at all.
alicia
I don't know what to do. If I make even little payments to my card will it do any good at all.
alicia
I would try to work out a smaller payment arrangement with the c
I would try to work out a smaller payment arrangement with the credit union. My credit union has really been good and understanding with me since I've been going through my mess.
Definitely, you have to arrange something now before more charge
Definitely, you have to arrange something now before more charges tuck on your account. I don't think every time; these fees can be waived off. You need to consider one of them as your option and put things right.
